Category Archives: Home & Family

How is a Deed of Trust Different from a Mortgage?

Posted on April 2, 2013 by Heather Cuthill

A deed of trust might make it easier for you to get a loan to purchase your new home than trying to get a traditional mortgage from a bank. That’s because you’re basically giving over the deed to the property to the lender as security for the loan. But not all states allow the use of deeds of trust. Continue reading →

Posted in Consumers, home ownership, Legal Terms, Personal Finances | Leave a comment

Traveling with a Child? Do You Have a Consent Letter?

Posted on March 5, 2013 by Heather Cuthill

A parental consent letter, stating that the adult in charge has the parent’s or guardian’s permission to travel with the child and authorizing him/her to make decisions on behalf of that child, is now essential – especially if traveling out of the child’s country of residence. It should be signed by every person who has custodial rights over the child. Continue reading →

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Three Scenarios When You Should Buy Property as Tenants in Common

Posted on January 29, 2013 by Heather Cuthill

The two most common methods of property co-ownership are joint tenancy and tenancy in common. These two forms of co-ownership differ greatly, particularly with respect to disposition of the property. Continue reading →

Posted in real estate, vacation property | Leave a comment