Prepare a Standard Charge Fixed Rate Closed Term Mortgage for the Province of Alberta with this ready-made template. Provisions of the Mortgage include:

• early renewal privileges, i.e. the mortgage may be renewed on any instalment payment date,
  
• interest calculated half-yearly, not in advance,
  
• the mortgagee may elect to pay taxes when they come due, or elect to have the mortgagor pay the taxes,
  
• all payments will be applied first to taxes and life insurance (if applicable), then to interest, then to principal, and then to any other moneys owing,
  
• optional provisions for a leasehold mortgage.

This is a Canadian legal document in MS Word format, and is easy to use and to edit as required.