Website operators, use these Website Usage Terms & Conditions to clearly set out the conditions governing use of your website by visitors. Terms of use include:

• Visitors must observe proper Internet etiquette in all public areas such as chat rooms, forums, and discussion groups.


• The site operator does not endorse third party products or services offered through the site.


• Disclaimer and limitation of the website owner's liability for any loss or injury resulting from the visitor's use of the website.


• Visitors are granted a limited license to use the site content for their own personal use.


• Ownership of content and intellectual property rights in materials found on the site remain with the owners of such content and materials.


• Security and privacy issues.

These website terms and conditions of use are provided in MS Word format, which can be converted to html for posting online.