UNITED STATES

Document a loan to a borrower with these customizable Loan Transaction Forms for US lenders.

Q. Why do I need to do paperwork for a loan to a family member or a friend?

A. No matter who you're lending money to, you need to document the loan and charge simple interest on the principal amount. If you don't document the loan, you may end up paying gift taxes on the proceeds. And if you don't set an interest rate, the tax department will do it for you and they will charge income tax on interest income you never received.

Q. What interest rate should I charge?

A. Each state has its own legal lending rate, being the highest rate of interest that can be charged on personal loans. They may also have a usury limit, which is a statutory maximum rate of interest. Anything in excess of this rate is deemed to be usury. In states that do not have a usury limit, the federal government may still impose a limit on the interest rate. Late fees or other charges may also be counted as interest.

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Mississippi Assignment of Leases and Rents

Mississippi lenders, prepare a Collateral Assignment of Leases and Rents for execution by a corporate borrower, with this fully editable template.

  • The borrower assigns to the lender all of its interest in the leases and rents payable in respect of property owned by the borrower, to secure repayment of a commercial business loan.
  • The lender also has the right to collect all revenues from the leases, including parking fees, taxes and insurance contributions, and liquida.....
$29.99

Mississippi Certificate of Corporate Borrower

This Mississippi Certificate of Corporate Borrower is part of the paperwork documenting and securing a commercial loan. An officer of the corporation makes certifications regarding:

  • the borrower's corporate status, its legal and valid authority to enter into the agreement,
  • the financial situation of the borrower,
  • the title and status of the property being mortgaged by the borrower as security for the loan,
  • the presence of any hazardous substances o.....
$17.99

Mississippi Commercial Deed of Trust and Security Agreement

Use a commercial property as security for a loan with this Deed of Trust and Security Agreement for Mississippi.

  • Title to the property is transferred to the lender who will act as trustee and hold the title as security for the borrower's repayment of a commercial business loan.
  • If the borrower defaults in making its loan payments, the entire balance immediately becomes due and payable and the lender may foreclose on the property.
  • The borrower is responsible .....
$29.99

Mississippi Subordination, Non-Disturbance and Attornment Agreement

Mississippi lenders, prepare a Subordination, Non-Disturbance and Attornment Agreement in connection with a commercial mortgage loan with this template form.
  • The Agreement is between the lender, the borrower, and a tenant who has leased all or part of the mortgaged premises.
  • The tenant agrees to subordinate the lease and its leasehold rights to the lender's lien in connection with the mortgage loan.
  • If the lender forecloses on the property, the lender agrees n.....
$12.49

USA Assignment of Rents and Repurchase Agreement

Prepare an Assignment of Rents and Repurchase Agreement as security for a loan with this easy-to-use template form for the United States.

  • The borrower (assignor) assigns to the lender the rents due under a lease on a property owned by the borrower, to secure repayment of a loan advanced from the lender.
  • The borrower guarantees payment under the terms of the lease, and on default by the tenant, agrees to repurchase the rights assigned to the lender by paying the total .....
$12.49

USA Commercial Loan Commitment Letter

USA lenders, prepare a Commercial Loan Commitment Letter with this fully customizable template which sets out the terms of the loan and how it is to be repaid, including:

  • monthly payments to be made into escrow for property taxes and hazard insurance,
  • documents and other instruments to be given by the borrower as security,
  • form and amounts of title insurance and hazard insurance required by the lender,
  • payment of closing costs by the borrower,
  • .....
$17.99

USA Environmental Indemnity Agreement

Any commercial loan transaction which uses business property as security should require an Environmental Indemnity from the borrower, like this template for lenders in the USA.

  • The indemnity specifically covers the real property which the borrower is mortgaging as security for repayment of the loan.
  • The borrower indemnifies the lender against any claims for environmental contamination of or damage to the property or from any violation of federal, state or local enviro.....
$29.99

USA Interim Loan Servicing Agreement

This USA Interim Loan Servicing Agreement is a contract for temporary servicing of mortgage loans during a sale transaction.

  • The loan servicer will temporarily service the mortgage loans until the loans have been transferred to the purchaser.
  • The loan servicer acts as an independent contractor on behalf of the purchaser, and will transfer all records and accounts to the purchaser upon termination of the Agreement.
  • The loan servicing activities include colle.....
$29.99

USA Loan Participation Sale and Trust Agreement

Under this Agreement, a lead lender (Seller) participates in one or more loans by transferring an undivided participation ownership interest in the loan to another lender (Buyer).

  • The Buyer receives a percentage yield on its interest, plus a pro rata participation in any interest collected.
  • The Seller is entitled to the remainder of the interest plus any default penalties, late charges, etc.
  • The Seller will act as trustee with fiduciary duties to hold.....
$29.99

USA Notice of Intention to Sell Property

USA lenders, serve a debtor with this Notice of Intention to Sell Property before the sale, in accordance with applicable laws in your State.

  • The property was pledged as collateral security for a loan from the lender to the debtor.
  • The lender (secured party) prepares and serves the Notice to advise the debtor that the property will be sold either through private sale or at public auction, to cover all or part of the outstanding debt, following default by the debtor in.....
$6.29