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Installment Note with Prepayment Fee | USA

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Last Updated: 21-September-2025
SKU: 6534
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Template form to prepare a demand promissory note for loan repayment

Demand Promissory Note

If you are loaning money to someone, make sure you get paid back by having them sign this Demand Promissory Note.

  • A demand promissory note is a note that must be repaid in full (including all interest) when the lender demands repayment.
  • Interest on the principal amount accrues at a fixed rate and is calculated monthly.
  • The principal can be prepaid by the borrower at any time without a penalty or premium being charged.
  • The promissory note is a legal contract. When the borrower signs it, they are making a promise to repay the loan. If they don't pay it on time, you can take legal action.
  • This is a generic legal form which is not country-specific.
  • Download a free copy of the Demand Promissory Note and keep it handy for the next time you make a loan to anyone.
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Picture of Promissory Note (Debt Forgiven on Death of Lender)

Promissory Note (Debt Forgiven on Death of Lender)

If you are loaning money to a family member or close friend, you can secure the loan with this Promissory Note to be Forgiven on Death.

  • This promissory note template provides that the balance outstanding on the loan will be forgiven when the lender dies.
  • The borrower agrees to make monthly payments against the loan secured by the promissory note.
  • The borrower can prepay the full amount at any time without paying a prepayment penalty.
  • If the lender dies before the loan is completely repaid, any balance remaining unpaid at that time is forgiven.
  • This Promissory Note to be Forgiven on Death of Lender form is a downloadable MS Word file which can be used anywhere.
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Picture of Promissory Note (Regular Payments, No Interest)

Promissory Note (Regular Payments, No Interest)

This promissory note template is made by a borrower to secure an interest-free loan to be repaid by regular payments.

  • The Promissory Note allows the borrower to repay the loan in monthly, weekly, or bi-weekly payments.
  • No interest will be charged on the outstanding loan balance. The borrower will only be repaying the principal amount.
  • This is a generic legal form which can be used anywhere.
  • You can download the form immediately after purchasing it.
$2.29