Michigan

Document a home buyers loan, home equity loan, or seller financing deal with these downloadable, affordable template Mortgage Forms for Michigan.


The Office of Consumer Finance licenses and registers all mortgage-related financial companies which do business in Michigan. The residential mortgage loan industry is governed by various acts, including the Consumer Financial Services Act, the Mortgage Brokers, Lenders, and Servicers Licensing Act, the Regulatory Loan Act, and the Secondary Mortgage Loan Act.

The Office also ensures that all licensed entities operate their businesses in accordance with all applicable State and federal laws. The Office investigates and handles consumer complaints.

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Michigan Contract for Deed

If you are selling a real estate property in Michigan, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).
  • Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
  • Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
  • The seller has the right to take back the property if the buyer defaults in payment.
  • At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
This Michigan Contract for Deed form is in MS Word format, and is fully editable to fit your exact circumstances.
$17.99

Michigan Residential Mortgage

Secure a loan on a residential single-family home in Michigan with this fixed rate mortgage template.

  • The mortgage form contains the standard uniform covenants under federal mortgage lending regulations.
  • It also contains additional provisions required by Michigan laws, including acceleration and sale clauses, and release and discharge of the mortgage by the lender when it is paid in full.
  • The mortgage secures repayment of the loan in conjunction with a promissory note signed by the borrower.
  • This standard form legal template is downloadable and reusable.
  • The form is available in MS Word format.
  • Intended for use only in the State of Michigan.
$17.99