UNITED STATES

USA mortgage lenders, prepare a Balloon Mortgage Promissory Note with this downloadable template.

• The borrower agrees to make monthly payments against the secured amount, until the date of the final payment.
• The final payment will be a balloon payment (payment in full of the entire balance of principal and interest outstanding at that date).
• The Note is secured by a mortgage on the borrower's property.
• Available in MS Word format.
• Intended for use only within the United States.

USA lenders, secure repayment of a loan with this Installment Promissory Note and Confession of Judgment form, which allows the borrower to repay the debt in regular installments.

• In the event that the borrower defaults in payment, the borrower authorizes any attorney or official of the court to enter judgment by confession against the borrower.
• The Note contains an acceleration clause, so that if the borrower defaults in a payment under the Note, the entire balance together with interest becomes immediately due and payable.
• This installment note makes it easier for the borrower to repay the debt by breaking it up into equal payments.
• Available in MS Word format. Download the form immediately after purchasing it.
• Intended to be used only within the United States.

Secure the repayment of a loan in Mississippi with this easy template Balloon Promissory Note.

• The borrower agrees to make a series of equal monthly payments against the secured amount, until the date of the final payment which will be a balloon payment, i.e. payment in full of the entire balance of principal and interest outstanding at that date.
• The borrower may make additional payments in addition to the monthly installments by paying a prepayment penalty, which will be reduced each year of the term of the Note.
• Any finance charges payable to the lender will conform to the usury laws of the State of Mississippi.

Add the Balloon Promissory Note to your shopping cart and pay for it via the secure checkout. Then download it, fill it in, print it and get it signed.

This Promissory Note form is for loans that are backed by a mortgage against the borrower's real property.

• You can use the template in any U.S. state.
• There is no prepayment penalty or premium if the borrower prepays the loan in whole or in part.
• If the borrower defaults under the note or the mortgage, the borrower promises to pay interest at the highest rate allowed by law.
• The borrower will pay any collection costs incurred by the lender, including reasonable legal fees.
• Intended to be used only in the United States.
• Available in MS Word format.

Prepare a Promissory Note for a mortgage loan to be paid in biweekly payments with this USA Multistate Fixed Rate Note template.

• This form can be used in most U.S. states.
• The borrower promises to pay the principal amount of the loan, plus interest and any late charges or loan fees that the lender is allowed to charge.
• Loan payments will be made every two weeks and will be applied first to late charges (if any), then to accrued interest, and the remainder to pay down the principal.
• If the borrower fails to make the payments on time, the lender has the right to terminate the bi-weekly payments and demand that the payments be made on a monthly basis instead.
• The Note can be used as security for a loan in connection with a mortgage, a deed of trust or a security deed.
• Available in MS Word format.

USA lenders, secure repayment of a loan with this Plain Language Promissory Note.

• The Promissory Note form is drafted in language that is clear, concise, and easy for a borrower to understand.
• The principal and interest are to be repaid by a series of equal monthly installment payments.
• Any amount of principal and/or interest not paid on time bears late charges calculated as a percentage of the overdue payment amount.
• The template is not State-specific and can used anywhere in the United States.
• This is a downloadable and customizable legal form template in MS Word format.

Secure the repayment of a loan with this USA Promissory Note for Interest Only.

• This form of Note allows the borrower to make payments against interest only, with no principal to be repaid until the date specified in the Note.
• Interest payments are made in arrears, at regularly scheduled dates.
• Principal may be repaid at any time without a penalty (fee) being charged.
• This USA Promissory Note for Interest Only template is in MS Word format, and can be edited as necessary to include all the specifics of your transaction.

If you are loaning money to a person or a company, secure your interest with this USA Promissory Note and Guarantee.

• The borrower agrees to pay the secured amount by monthly payments (not necessarily equal payments).
• The Note includes a guarantee of payment by a guarantor, if the borrower fails to make the payments when due.
• The guarantor also agrees to ensure that the creditor receives a monthly installment payment equal to a specified percentage of the guarantor's net revenue.
• Available in MS Word format.
• Intended to be used only in the United States.

Settle a past debt and get a promise for payment with this downloadable USA Promissory Note, Settlement Agreement and Personal Guaranty.

• This legal document is really three documents in one:
  • Under the promissory note section, one party promises to pay the other party a settlement amount by making a series of payments. The date and amount of each payment are set out in a table.
  • Under the terms of the Settlement Agreement, the two parties set out their respective claims for amounts owed by one to the other for invoices, set-offs, etc.
  • Under the Personal Guaranty, a guarantor guarantees payment of the settlement amount. The guaranty is reduced against the guarantor with each payment made under the Settlement Agreement.
• The agreement is governed by the laws of the United States and is intended for use only within the USA.
• Available in MS Word format.

Before you lend someone money, even if it's someone you know really well, you should have them sign a promissory note - like this downloadable Demand Promissory Note form.

• This is a simple form of Note that can be used throughout the United States.
• The note is payable on demand.
• The debt can be prepaid at any time without any prepayment penalty being charged.
• Simple interest is charged on the outstanding balance.

A Promissory Note is exactly what it sounds like - a promise to pay - and it's enforceable in court. Download the form right after you purchase it.

Get this USA Demand Promissory Note signed by a borrower to whom you are making an interest-free loan.

• You can use this form in any U.S. state.
• This is the kind of Promissory Note in connection with any loan for which no interest is being charged.
• No bonus or penalty will be charged if the borrower repays the loan early.

To download the Promissory Note form, add it to your cart and check out using your preferred method of payment.

This form of Installment Promissory Note provides for fixed non-variable payments and a prepayment fee if the loan is paid out early.

• This legal form template can be used anywhere in the United States.
• The Note is secured by collateral belonging to the borrower.
• The borrower promises to repay the debt by a series of regular fixed installment payments.
• If the borrower elects to pay the debt earlier than the due date, the lender will charge a prepayment premium (fee).
• The Note contains an acceleration clause. If the borrower defaults in making a payment when it is due or becomes bankrupt or insolvent, the entire balance together with interest becomes immediately due and payable.

As a lender, your loan paperwork can be much easier to prepare if you download this USA Installment Note template. Add it to your cart and check out.

This customizable Promissory Note is signed by a borrower in connection with a Revolving Loan Agreement for credit facilities.

• The Note is secured by a Security Agreement.
• The entire loan amount plus interest becomes payable if an event of default occurs.
• The prevailing party in a legal action is entitled to costs, including reasonable attorneys' fees.
• The Note can be used throughout the United States.

Download the USA Revolving Loan Promissory Note form for your credit officers.