Iowa
Affordable easy-to-use Mortgage Forms to secure a home purchase or home equity loan in the State of Iowa.
- The mission of the Iowa Division of Banking (IDOB) is to ensure that State residents have access to safe, reliable and sound financial services by regulating the industry and enforcing the federal and state laws that govern the industry.
- Through NMLS, the IDOB licenses mortgage bankers, brokers and loan originators. It also provides information for the public and handles consumer complaints.
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Iowa Contract for Deed
If you are selling a real estate property in Iowa, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).
- Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
- Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
- The seller has the right to take back the property if the buyer defaults in payment.
- At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
- Available in MS Word format and fully editable to fit your exact circumstances.
- Intended to be used only in the State of Iowa.
$17.99
Iowa Fixed Rate Mortgage
Place a mortgage on a residential property with this Iowa Fixed Rate Mortgage form.
- The mortgage form contains both uniform (multistate) covenants and non-uniform covenants for acceleration, release / satisfaction, homestead exemption waiver, and redemption period, pursuant to Iowa law.
- The mortgage is being given by the borrower as security in connection with a loan and promissory note.
- This is a downloadable and fully editable legal template in MS Word format.
- Intended for use only in the State of Iowa.
$17.99
