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    Transfer ownership of residential and commercial real estate properties in Pennsylvania with these easy-to-use template Real Estate Deed Forms.

    The Pennsylvania Housing Finance Agency offers home purchase, refinance and home repairs funding to qualified borrowers through low-interest, fixed rate loans and mortgage tax credits. To qualify for these programs:

    • The borrower's liquid assets must not exceed $50,000 after payment of the closing costs.
    • Borrowers must budget no more than 30% of their income towards their monthly payment.
    • Household income and purchase price must not exceed county limits.
    • The borrower must use the property as their primary residence.
    • A minimum credit score of 660 is required for some programs. PHFA requires borrowers with a FICO credit score lower than 680 to complete a homebuyer education course prior to closing on their loan.
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