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    South Dakota

    Transfer ownership of residential and commercial real estate properties in South Dakota with these downloadable ready-made Real Estate Deed Forms.

    The South Dakota Housing Development Authority offers low interest fixed rate mortgage loans and cash assistance for first-time home buyers. To qualify, borrowers must meet the following criteria:

    • They must be a first-time buyer (or not have owned a home at any time in the past 3 years). The exception is if they owned a mobile home that was situated on land they did not own.
    • Veterans may also qualify, notwithstanding that they may not be first-time buyers.
    • Household income must be at or below prescribed South Dakota housing income limits.
    • The purchase price of the home must be no more than $300,000.
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