Downloadable standard mortgage forms for home loans and owner financing in the State of Idaho.

The Idaho Residential Mortgage Practices Act (IRMPA) legislates the licensing requirements mandated by the federal SAFE Act and includes requirements for mortgage loan modification companies.

The Department of Finance is responsible for licensing and regulating the business activities of mortgage lenders and brokers, mortgage loan modification companies, loan processors, underwriters and mortgage loan originators.

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Idaho Contract for Deed

If you are selling a real estate property in Idaho, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).
  • Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
  • Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
  • The seller has the right to tak.....

Idaho Deed of Trust

Transfer the title to an Idaho real estate property from a seller to a trustee with this Idaho Deed of Trust.

  • A Deed of Trust can be used in place of a mortgage in the sale and purchase of real property other than agricultural farm land.
  • The title is conveyed by the seller to a trustee instead of to the purchaser. Title to the property is held as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and.....