West Virginia

Prepare the paperwork you need for a home loan with these fully editable West Virginia Mortgage Forms.

The West Virginia Safe Mortgage Licensing Act (WV Code Chapter 31, Article 17A) sets reasonable standards for licensing and regulation of the business practices of mortgage loan originators.

The Division of Financial Institutions (DFI) oversees the financial services industry within the State, which includes state chartered banks and credit unions, mortgage lenders, brokers and loan originators.

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West Virginia Contract for Deed

If you are selling a real estate property in West Virginia, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).
  • Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
  • Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
  • The seller has the righ.....

West Virginia Deed of Trust

Transfer title to a West Virginia property from a seller to a trustee with this West Virginia Deed of Trust.

  • A Deed of Trust is often used in place of a mortgage when purchasing real estate. It cannot be used for agricultural land.
  • Under the Deed of Trust, title is conveyed by the seller to a trustee instead of to the purchaser.
  • The trustee holds the title as security to ensure the purchaser's performance of its obligations (including payment of the purchase.....

West Virginia Fixed Rate Note

Write up a fixed rate Promissory Note for a mortgage loan in West Virginia with this affordable template form.

  • The loan is secured by a Deed of Trust, under which the title deed is transferred to a trustee until the loan is repaid.
  • The borrower will make monthly payments of principal and accrued interest until the loan is repaid.
  • If there is any amount still owing on the maturity date, the borrower agr.....