California

When a loan on a property secured by a Deed of Trust is paid back in full, the title must be transferred back to the owner under this California Deed of Reconveyance.

• The provisions of the Deed of Trust require the lender to transfer the title from the trustee back to the borrower, but the borrower is usually responsible for paying the costs of the conveyance.
• The digital file includes a Request for Reconveyance form which the lender uses to instruct the trustee to reconvey the title back to the owner.
• The property is transferred back to the owner without warranty.
• Available in MS Word format.
• Intended to be used only in the State of California.

This California Deed of Trust is based on the Fannie Mae / Freddie Mac form and contains all the required standard and non-standard covenants and provisions.

• A Deed of Trust takes the place of a mortgage in California and is used to secure repayment of a home loan.
• Title to the property is transferred to a neutral third party trustee, who holds the title until the loan is paid or the borrower defaults in payment.
• If a borrower breaches the terms of the Deed of Trust and, after receiving written notice of the breach from the lender, has failed to remedy the breach, the lender can accelerate repayment of the balance owing plus costs.
• The lender has the right to invoke a power of sale and have the trustee sell the property at public auction to the highest bidder.
• Available in MS Word format.
• Intended to be used only in the State of California.

A borrower has failed to make a mortgage payment on time and you have filed the appropriate Notice of Default under California Civil Code S. 2924. Now it's time to file the Final Notice of Default.

• The Final Notice of Default must be filed before you can terminate the contract and start foreclosure, eviction or other legal proceedings.
• The form contains a copy of the appropriate sections of the Civil Code.
• This is a reusable legal form. Just fill in the details for each default event and print.

To purchase the Final Notice of Default, add it to your cart and click the Checkout button. When the payment goes through you can download the form and use it immediately.

Mortgage brokers in California can sign up clients for their services with this customizable contract template.

• The borrower retains the broker as its exclusive agent for obtaining mortgage loan approval from a lender.
• The broker will obtain a credit report and property appraisal, and prepare the loan application.
• Provisions covering the broker's compensation based on the rate and fee combination that the borrower chooses.
• The broker agrees that no hidden compensation will be received from the lender or any other source.
• The borrower agrees to provide the broker with truthful and complete information as required for the purpose of the loan application.
• The broker stipulates that there is no guarantee or promise that the borrower will obtain a mortgage loan as a result of the broker's efforts.
• The parties agree to binding arbitration in the event of a dispute.

You can download the Mortgage Broker Agreement right after you purchase it. See how easy your client paperwork can be with a good digital template!

Has a borrower failed to make a payment on time under their mortgage or contract for deed? You can now serve this Notice of Default under Section 2924 of the California Civil Code.

• The Notice must be filed and served properly before you can take possession of the mortgaged property.
• The Notice instructs the borrower on how to remedy the default, and how many days s/he has to take action.
• The form also contains a copy of the applicable Section of the Civil Code.

The foreclosure process starts here. Get your copy of the California Notice of Default form and start the ball rolling.