Massachusetts

Before you make that home loan to a customer, a friend or a family member, register a mortgage against the property with a mortgage form for Massachusetts.


The Office of Consumer Affairs & Business Regulation (OCABR) oversees licensing of mortgage brokers and lenders in the Commonwealth of Massachusetts. Lenders and brokers are not required to have a physical office location within the state.

A license is not required for anyone making or originating fewer than 5 mortgage loans in any consecutive 12-month period. However, unlicensed persons or firms are still subject to other laws governing mortgage loans, and consumer protection laws and regulations.

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Massachusetts Contract for Deed

This Massachusetts Contract for Deed form offers buyers and sellers an alternative to traditional mortgage financing for the purchase of a residential property.

  • The seller basically takes on the role of the mortgage lender, and the buyer makes monthly payments against the purchase price.
  • Interest accrues on the unpaid balance.
  • If the buyer defaults in making payments or in performing its other obligations under the contract, the seller must serve notice of the default with a date by which the breach must be cured.
  • If the breach is not cured within the allotted time, the seller can retake possession of the property. All of the payments made by the buyer would then be forfeited.

You can download the Massachusetts Contract for Deed template as soon as you purchase it.

$17.99

Massachusetts Residential Mortgage

Secure a home loan for a Massachusetts real estate property with this standard form Residential Mortgage template.

  • The Mortgage contains all the uniform standard covenants and provisions required under U.S. federal mortgage lending laws.
  • The form also includes non-uniform provisions in accordance with Massachusetts law, such as statutory power of sale on default by the borrower.
  • The borrower waives all homestead exemptions and dower rights in the property.
  • Available in MS Word format.
  • Intended to be used in the Commonwealth of Massachusetts.
$17.99