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    Ontario Standard Terms for Fixed and Variable Rate Residential Mortgage


    These Standard Charge Terms are for a fixed and variable rate residential mortgage / charge pursuant to Section 9 of the Ontario Land Registration Reform Act.

    • Complete and file the Set of Standard Charge Terms with the Land Titles Office, which issues a filing number.
    • Each time you enter into a loan transaction with a borrower which is secured by this type of mortgage, you simply file a Form 2 Charge / Mortgage of Land which refers to this set of standard terms by filing number.
    • This set of standard terms, and any addenda filed with the Form 2, will then govern the loan agreement between the parties.
    • For use only in the Province of Ontario.
    Download Type: Microsoft Word
    Last Updated: 03-January-2024
    SKU: 5238