Mortgage Forms

Write up a fixed rate Promissory Note for a mortgage loan in West Virginia with this affordable template form.

• The loan is secured by a Deed of Trust, under which the title deed is transferred to a trustee until the loan is repaid.
• The borrower will make monthly payments of principal and accrued interest until the loan is repaid.
• If there is any amount still owing on the maturity date, the borrower agrees to pay the full balance at that time.
• If the borrower fails to make payments as required, the note holder can demand repayment of the entire amount of principal and accrued interest outstanding.
• The borrower agrees to pay the note holder's costs, including reasonable attorneys' fees, incurred in enforcing the Note.
• This template is a plain language legal form, easy to use and understand. Available in MS Word format.
• Intended for use only in the State of West Virginia.

If you are selling property in Wisconsin to a buyer who can't qualify for a mortgage, you can carry all or part of the purchase price with this Contract for Deed.

• A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format.
• Intended to be used only in the State of Wisconsin.

Wisconsin mortgage lenders can prepare a promissory note for a mortgagor to sign with this template Fixed Rate Mortgage Note.

• The borrower will repay the loan by making monthly payments against the principal balance, plus accrued interest.
• If on the maturity date there is still a balance outstanding, the borrower will pay the entire balance at that time.
• The note holder has the right to accelerate the loan if the borrower defaults in making payments, and the entire loan balance will become due and payable.
• The Wisconsin Fixed Rate Mortgage Note is a downloadable legal form template written in plain English so it is easy to understand.

Register a mortgage on title to a property in Wisconsin with this standard fixed rate Wisconsin Mortgage.

• The mortgage is given as security for a promissory note signed by the purchaser / borrower.
• The template contains the standard provisions required under federal mortgage regulations.
• It also includes provisions required by Wisconsin laws with respect to accelerated redemption periods, and a definition of attorneys' fees consistent with Chapter 428 of the Wisconsin Statutes.
• Available in MS Word format.

Designate a mortgage as a wraparound mortgage by attaching this USA Wraparound Mortgage Rider to the mortgage form.

• The Rider clarifies that the new mortgage is subordinate to the original first mortgage on the property.
• A wraparound mortgage is often used as a form of seller financing. It enables buyers who may not qualify for a conventional mortgage to purchase a home at a higher interest rate but with a smaller downpayment.
• The mortgagor (buyer) will make payments under the new mortgage to the mortgagee (seller), who will continue to pay the original mortgage.
• The seller has the same rights under a wraparound mortgage that a mortgage lender has under a conventional mortgage, including the right to foreclose.
• This Rider can be used in any State in which wraparound mortgages are allowed by law.
• This is a template legal form which can be customized to fit your circumstances.

Prepare a Wraparound Mortgage Security Agreement with this comprehensive ready-to-use template for US mortgages.

• The wraparound mortgage (also called a piggyback mortgage) is a second mortgage with a face value of both the amount it secures and the balance due under the first mortgage on the subject property.
• The wraparound mortgage is subordinate to the first mortgage.
• The borrower makes payment to the new mortgagee (lender or seller) based on the face value of the wrap-around mortgage, and the new mortgagee in turn makes the monthly payments to the original mortgagee.
• The borrower must ask permission of the mortgagee prior to making significant alterations to the mortgaged property.
• Any agreement between the parties pursuant to the mortgage shall be superior to the rights of the holder of any intervening lien or encumbrance.
• Any award or compensation payable pursuant to condemnation proceedings will be payable to the mortgagee.
• Intended for use only in the United States. Individual States may have statutory forms which must be used instead.

This template Promissory Note is part of a wraparound mortgage loan on a U.S. real estate property.

• The wraparound note is secured by either a mortgage or deed of trust (this will depend on which state the property is located in). The template contains language for both.
• A wraparound mortgage is a form of seller financing. The seller (holder of the note) continues to make the payments on the original underlying mortgage, and the buyer (borrower) will make payments under the Wraparound Note to the seller.
• This template contains additional provisions as to how any prepayments will be applied, in the event that the buyer is allowed to prepay the balance of the Note.
• The form can be in any State where wraparound mortgages are allowed by law.

To download the USA Wraparound Promissory Note, add it to your cart and pay for it over our secure checkout system.

If you are selling property in Wyoming to a buyer who can't qualify for a mortgage, you can carry all or part of the purchase price with this Contract for Deed.

• A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format.
• Intended to be used only in the State of Wyoming.

Record a mortgage on title to property in Wyoming with this fixed rate mortgage template.

• The mortgage is being given as security for repayment of a mortgage loan and note.
• The template contains the standard covenants under federal mortgage regulations.
• The lender has the right to accelerate payment and foreclose if the borrower defaults in making payments or performing any of its obligations.
• The borrower waives its homestead exemption rights.
• This is a downloadable Microsoft Word template which is fully editable.
• This legal form should only be used in the State of Wyoming.

In Missouri, a Contract for Deed is used to sell real estate in circumstances where conventional mortgage financing may not be available to the buyer.

• A contract for deed is also known as a "land contract" or "installment purchase agreement".
• The seller basically takes over the role of the mortgage lender. The buyer pays the purchase price in installment payments until the principal and interest is paid in full.
• Title to the property remains in the seller's name until the full amount has been paid, at which point the seller transfers and conveys the title to the buyer.
• The seller can foreclose on the property if the buyer defaults in making payments.
• This is a downloadable legal form in MS Word format.
• Intended for use only in the State of Missouri.