Canada Mortgage Forms

Amend or renew a mortgage on a residential property in Canada with this Mortgage Amending or Renewal Agreement.

• Any changes to the mortgage, and any renewal of the mortgage, must be done in writing and signed by both parties. The mortgagor (borrower) and mortgagee (lender) agree to renew the mortgage and amend the following provisions of the original loan:
  • the term of the renewal period,
  • the adjusted interest rate,
  • the adjusted payment amount,
  • the payment frequency (monthly, weekly, bi-monthly).
• NOTE: This is not a bank form. Each commercial lender has its own forms. This form is for privately placed mortgages.
• Available in MS Word format.
• Intended to be used only in Canada.

This template is for a mortgage as security to back a loan agreement in a syndicated land investment in Canada.

• The mortgage and the underlying loan agreement form part of a syndicated mortgage transaction.
• The fractional interests are being offered to investors as a means to raise capital for developing the lands being mortgaged.
• The mortgagor can prepay the mortgage in whole or in part at any time, on 30 days notice, without bonus or penalty.
• The mortgagor promises to pay all prior mortgages on the property as they become due. Any default under a prior mortgage will be deemed a default under this mortgage.
• This legal form template is available in MS Word format.
• Intended for use only in Canada.

Prepare a schedule for a Condominium Mortgage with this template form for Nova Scotia condominiums.

• The mortgagor covenants and agrees:
  • To comply with all the provisions of the Nova Scotia Condominium Act;
  • To promptly pay all assessments and payments due to the condo corporation;
  • That the mortgagee can treat any default under the schedule as a default under the mortgage;
  • To assign all of its voting rights to the mortgagee;
  • That if the mortgagor sells the property, the entire balance of the mortgage will become due.
• Available in MS Word format.
• Intended to be used only in the Province of Nova Scotia, Canada.

Use this template to prepare a Postponement Agreement between two mortgage lenders holding mortgages on the same property in Nova Scotia.

• The parties agree that the second mortgage will take priority over the first mortgage.
• The first mortgagee agrees to postpone its security, in return for the second mortgagee paying the first mortgagee a specified sum.
• The template can be re-used over and over again, and edited to fit your business' requirements.
• Available in MS Word format.
• Intended to be used only in the Province of Nova Scotia, Canada.

Canadian mortgage lenders require mortgagors to provide a Declaration of Occupancy as part of the documentation for a residential mortgage loan.

• The purchasers declare that they do or will occupy the property as their principal residence and will not turn it into a rental property.
• The mortgage lender will require this Declaration as evidence that the purchasers plan to live on the property, as a condition of granting the mortgage.
• This form can be used in any Canadian province or territory.
• This is a free digital download.

Prepare an Equitable Mortgage between the owners of a property and a lender with this template form for Ontario.

• The mortgage is security for a loan from the lender to the borrowers.
• The borrowers agree that if they default in repayment of the debt, they will either register a conventional mortgage against the property or sell the property and use the proceeds to pay off the debt.
• The lender has the option to accelerate the loan upon default by the borrowers.
• This legal form template is available in MS Word format.
• Intended only for use in the Province of Ontario, Canada.

Register a mortgage or other charge against land in the Province of Ontario by filing this Form 2 Charge / Mortgage of Land.

• This is a free fill-in PDF form. Download it, fill it in and file it with the Land Title Office.
• Governed by the Ontario Land Registration Reform Act.
• Available directly from the Province of Ontario website.

Use this downloadable template to prepare a set of Standard Charge Terms for a commercial collateral mortgage under Section 9 of the Ontario Land Registration Reform Act.

• You first need to complete and file the Set of Standard Charge Terms with the Land Titles Office, which issues you a filing number.
• Each time you enter into a loan transaction with a borrower which is secured by this type of mortgage, you simply file a Form 2 Charge ⁄ Mortgage of Land which refers to this set of standard terms by filing number.
• This set of standard terms, and any addenda filed with the Form 2, will then govern the loan agreement between the parties.

These Standard Terms for Commercial Collateral Mortgage are a must-have item for any commercial lender in Ontario.

These Standard Charge Terms are for a fixed and variable rate residential mortgage / charge pursuant to Section 9 of the Ontario Land Registration Reform Act.

• Complete and file the Set of Standard Charge Terms with the Land Titles Office, which issues a filing number.
• Each time you enter into a loan transaction with a borrower which is secured by this type of mortgage, you simply file a Form 2 Charge / Mortgage of Land which refers to this set of standard terms by filing number.
• This set of standard terms, and any addenda filed with the Form 2, will then govern the loan agreement between the parties.
• For use only in the Province of Ontario.

Ontario lenders can use this template form to prepare Standard Charge Terms for a straight charge or mortgage under Section 9 of the Land Registration Reform Act.

• When you file your initial set of Standard Charge Terms with the Land Titles Office, they issue you a filing number.
• Each time you submit a Form 2 Charge / Mortgage of Land to secure a loan, you refer to the filing number.
• That will ensure that the loan agreement secured by the mortgage is governed by this set of standard terms.

To get your copy of the Standard Terms for Straight Charge / Mortgage, add it to your cart, check out and pay, and download the form to your computer.