Financial

If you're funding a loan to a friend or family member which will be secured by a mortgage, you will also need to have them sign this Fixed Rate Promissory Note for Florida.

• The Note provides for equal monthly payments of principal and interest up until the maturity date, at which time any unpaid balance will be paid in full.
• The borrower agrees to pay a late charge on any payment that is not made when it is due.
• There is an acceleration clause which stipulates that if the borrower is in default under the note, the note holder has the option to demand repayment of the entire outstanding balance of principal and interest in 30 days.
• The Florida Fixed Rate Mortgage Note is a downloadable MS Word template. Convenient and easy to use.

Prepare a Fully Amortizing Mortgage for a borrower with this easy-to-use template form for Florida mortgage lenders.

• The mortgage loan is arranged so that it will be fully paid out at the maturity date.
• Uniform covenants with respect to payment of principal and interest, taxes and insurance, prior mortgages, preservation of the property, acceleration and remedies on default, and other standard mortgage clauses.
• If the lender requires it, the borrower shall obtain and maintain mortgage insurance as long as any portion of the mortgage remains outstanding.
• The borrower assigns to the lender all miscellaneous proceeds from the property (insurance proceeds, settlements, awards, etc.).
• The mortgage form includes a Rented Property Addendum to be used if the mortgaged property is rental property.

Once you've purchased the Fully Amortizing Mortgage template, you can download it and use it immediately. Re-use it as often as you need to.

This Mortgage Note is secured by a fully amortizing mortgage on a Florida real estate property.

• Under the Note, the borrower agrees to pay the lender the full amount of the mortgage loan, plus interest at the loan rate.
• Unlike a balloon note, there is no large payment to be paid on the maturity date. The final payment will be a regular payment.
• Payments on the loan will be made monthly.
• The borrower has the right to prepay the Note without penalty.

Get the Florida Fully Amortizing Mortgage Note by putting it in your cart and paying via the secure checkout server.

This customizable Mortgage Brokerage Fee Agreement makes it easy for Florida mortgage brokers to prepare a contract for a new client.

• The client / borrower agrees that the broker will be the sole and exclusive agent for making the mortgage loan application.
• The broker will prepare the mortgage loan application and obtain a credit report and property appraisal.
• In addition to the broker fee paid by the borrower, the broker may receive additional compensation from the funding lender.
• The borrower agrees to pay a non-refundable application fee, which will be credited against the broker's fees at closing.
• The agreement contains the required Florida mortgage broker disclosures.
• The broker does not make any guarantee that the borrower will obtain a mortgage loan as a result of the broker's efforts.
• Available in MS Word format. Fully editable.
• Intended to be used only within the State of Florida.

Investors who are family, friends or business associates of the issuer must complete this form 45-106F12 when buying shares under an exempt private placement offering.

• This form comprises amendments in Ontario that came into effect on May 5, 2015.
• The investor acknowledges that the investment is risky and that they may lose their entire investment.
• This form can only be used by investors who are:
  • a principal of the issuer,
  • a family member, business associate or close friend of a majority shareholder, or
  • a trust or estate of which all of the beneficiaries or a majority of the trustees or executors are one of the above.
• Available in PDF format.
• This free form is issued by the British Columbia Securities Commission.

Have a borrower sign over their book debts to secure the loan funding with this General Assignment of Book Debts template for Canada.

• The borrower assigns its book debts and accounts to the lender as general continuing collateral security for a commercial loan or credit facilities provided by the lender.
• The assignment gives the lender the right to collect, demand payment, sue, enforce, receive and recover the borrower's book debts.
• Available in MS Word format.
• Intended to be used only in Canada.

Before loaning money to a borrower, obtain an assignment of rental and lease income from their rental properties with this downloadable template for Canadian lenders.

• The borrower assigns to the lender the amount of all rents and leases payable by the tenants in any rental property owned by the borrower.
• The assignment is given as security for a mortgage loan or other monies being advanced to the borrower by the lender.
• The tenants will continue to pay the rent to the borrower unless and until the lender gives a written demand for it. This would only happen if the borrower defaults.
• The lender does not have any liability or obligation under the lease.
• The Assignment of Rents and Leases can be used in any Canadian province or territory except Quebec.
• Every commercial loan in Canada should include a General Assignment of Rents and Leases as part of its paperwork. Download the form today.

Secure a loan or line of credit with this General Security Agreement for Canadian lenders.

• The borrower grants the lender a security interest in all of the borrower's personal property (inventory, equipment, accounts and book debts), and all income and proceeds from that personal property.
• The General Security Agreement secures payment and performance of all of the borrower's present and future indebtedness to the lender, including the lender's costs of enforcing the Agreement.
• The borrower agrees to protect and preserve the collateral property, to keep it in good condition and repair, to pay all taxes and charges levied against it, and to keep it fully insured.
• So long as the borrower is not in breach of its obligations, the borrower retains possession of the collateral and can use it in the ordinary course of its business.
• This legal document template is intended for use only in Canada.

Georgia lenders can use this template Deed and Promissory Note to secure repayment of a debt from a borrower.

• The Deed and Promissory Note are typically used as security for a mortgage loan in the State of Georgia.
• The borrower conveys title to the property to the lender until the full amount of the indebtedness plus interest is paid in full.
• Once the debt is paid, the lender will reconvey the property to the borrower.
• The lender has the option to declare the whole amount due and payable if the borrower sells the property, or defaults under the loan.
• The lender has the power to sell the property if the loan is not paid by the maturity date.
• The downloadable file includes a Promissory Note.
• Available in MS Word format.
• Intended to be used only in the State of Georgia.

Secure a mortgage loan on a real estate property in Georgia with this Transfer to Secure Debt form.

• The mortgagor (property owner) transfers the title into the name of the mortgage lender as security.
• The lender has the right to sell the property without foreclosing if the owner defaults in payment.