Financial

This downloadable Fixed Rate Mortgage template for Indiana makes it easy for mortgage lenders to prepare loan documentation for home loans.

• Besides the standard provisions and covenants required by federal lending laws, the template includes additional provisions in accordance with Indiana Laws:
  • Default, acceleration, and foreclosure.
  • Release of the mortgage once the loan, interest and charges have been paid in full.
  • Waiver of valuation and appraisement.
• If your business offers credit facilities to Indiana homeowners, you should have a copy of this Fixed Rate Mortgage in your electronic documents. Buy, purchase, download, use - it's easy.
• Available in MS Word format.

Prepare an Information Memorandum for a syndicated mortgage investment in Canada with this fully customizable template.

• The offering will be made to Canadian residents who want to invest in the syndicated mortgage. Information contained in the memorandum includes:
  • encumbrances which are allowed to be registered against title to the land,
  • information relating to the land and the proposed development,
  • the corporate history and details of the parties involved (lender, land developer),
  • details of the purchase and sale agreement for the land,
  • details of the co-owner agreement among all the co-owners
  • a warning to investors about the speculative nature of the investment.
• This template is available as a fully editable MS Word document. Intended for use only in Canada.

USA lenders, secure repayment of a loan with this Installment Promissory Note and Confession of Judgment form, which allows the borrower to repay the debt in regular installments.

• In the event that the borrower defaults in payment, the borrower authorizes any attorney or official of the court to enter judgment by confession against the borrower.
• The Note contains an acceleration clause, so that if the borrower defaults in a payment under the Note, the entire balance together with interest becomes immediately due and payable.
• This installment note makes it easier for the borrower to repay the debt by breaking it up into equal payments.
• Available in MS Word format. Download the form immediately after purchasing it.
• Intended to be used only within the United States.

Overview

This Installment Promissory Note is designed for loans that are secured by collateral owned by the borrower. It is specifically intended for use within Canada.

Repayment Terms

The principal amount of the loan, along with the accrued interest, will be repaid through a series of regular, fixed installment payments. These payments are not variable and remain consistent throughout the repayment period.

Prepayment Option

The borrower has the ability to prepay the Note before the final due date. However, should the borrower choose to pay off the loan early, the lender will impose a prepayment premium, or fee, as a condition for early repayment.

Default and Acceleration

In the event the borrower fails to make a scheduled payment, or if the borrower becomes bankrupt or insolvent, the entire outstanding balance of the loan, including all interest, becomes immediately due and payable.

Collateral and Lender Rights

If the borrower defaults on the loan, the lender is entitled to dispose of the pledged collateral. The lender may choose to sell the collateral privately or through a public auction.

How to Obtain the Form

To download the Canada Installment Note with Prepayment Fee, add the form to your shopping cart and proceed through the checkout process. Upon completion, the form will automatically download to your device.

Prepare a Commission Agreement for services rendered by an insurance agent with this template form for Canada.

• The Agreement is between a mutual fund company, a licensed insurance agent and the financial services corporation which employs the agent.
• The mutual fund company agrees to pay commissions for services rendered by the insurance agent.
• In accordance with the Insurance Act, all commissions paid to the agent are earned on behalf of the financial corporation.
• This legal form template is available as a downloadable and fully editable Microsoft Word document.
• Governed by Canadian laws and intended for use only in Canada.

Prepare a Commission Payment Agreement for Insurance Agent with this template form for Canada.

• The Agreement is between an insurance agent and the financial services corporation which employs the agent.
• In accordance with the Insurance Act, all commissions paid to the agent are received by the agent on behalf of the corporation, and will be paid over to the corporation.
• This legal form template is provided in MS Word format and is fully editable.
• Governed by Canadian laws and intended for use only in Canada.

Secure repayment of an interest-free loan with this downloadable Demand Promissory Note for principal only (no interest).

• This type of Promissory Note would most commonly be used when the borrower and the lender have a close relationship, such as family members, when no interest would be charged on the loan balance.
• The form is a generic template which can be used anywhere.
• This Demand Promissory Note with No Interest form is available in MS Word format and is easy to use. Just download, fill in with the details of the transaction, and print.

Extend credit to your customers and secure payment of your accounts with this customizable Inventory Security Agreement for Canadian suppliers.

• The Agreement covers the customer's purchase of inventory, parts and accessories from the supplier.
• The supplier is given a security interest over all of the customer's present and future inventory, accounts, assets and property.
• Title to all inventory supplied remains with the supplier until the customer has paid in full.
• The customer may only sell the goods in the ordinary course of its business.
• This legal contract template is downloadable and editable to fit your business needs.
• Governed by Canadian laws and intended for use only in Canada.

Investment Products as Part of a Complete Retirement Plan is a 31-page expert guide designed to help Canadians assess investment options as part of an overall retirement income plan.

• Topics include:
  • bonds,
  • cash investments,
  • common and preferred shares,
  • blue chip and growth stocks,
  • equity and fixed income investments,
  • GICs,
  • mortgage backed securities,
  • mutual funds, and
  • real estate.
• This guide refers to Canadian tax laws and is intended for Canadian residents.
• Available in PDF format.

Hire an investor relations manager to handle your company's dealings with its investors and shareholders with this easy template contract form for Canadian companies.

• The contractor is an independent contractor, not an employee.
• The contract is non-exclusive and the contractor is not required to devote all of his/her time and efforts to providing the services, provided that the contractor does not provide similar services to competitors or customers of the client.
• The fee will be as agreed between the parties, however a minimum monthly fee will be paid regardless.
• The contractor's confidentiality obligations survive the termination of the contract.
• Available in MS Word format and fully customizable.
• Intended to be used only in Canada.