Financial

Learn how to approach angel investors to raise capital for your business with this 3-page article and investment request form.

• Angel investors are independent investors who may demand a level of participation and control in return for their investment.
• The article contains a sample Investment Request form which outlines the business opportunity, your supporting material and the factors you believe give you credibility.
• Investors Wanted: A Typical Investment Request to Approach Angel Investors is a Microsoft Word download. Copyright by the author Phil Thompson, an Ontario lawyer who advises clients in raising venture capital.

If you are selling a real estate property in Iowa, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).

• Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format and fully editable to fit your exact circumstances.
• Intended to be used only in the State of Iowa.

Place a mortgage on a residential property with this Iowa Fixed Rate Mortgage form.

• The mortgage form contains both uniform (multistate) covenants and non-uniform covenants for acceleration, release / satisfaction, homestead exemption waiver, and redemption period, pursuant to Iowa law.
• The mortgage is being given by the borrower as security in connection with a loan and promissory note.
• This is a downloadable and fully editable legal template in MS Word format.
  
• Intended for use only in the State of Iowa.

Prepare an Irrevocable Letter of Credit with this easy-to-use template form.

• The Letter of Credit cannot be revoked before its expiry date.
• The Letter of Credit will be honored by the issuing bank upon written demand for payment by the beneficiary.
• The beneficiary must confirm in writing that the monies being drawn down will be used to meet the customer's obligations to the beneficiary.
• The Letter of Credit template contains optional provisions depending on whether or not the letter can be transferred to a successor of the beneficiary.
• The Letter of Credit is issued subject to UCP 600, 2007 Revision.

This Irrevocable Share Subscription Agreement should be completed by any party wishing to invest in shares offered as part of a private placement under an offering memorandum.

• The subscription may not be revoked by the investor for a period of 6 months.
• The investor represents to the issuer that it is qualified to invest in the offering (accredited ⁄ sophisticated investor status) and has sufficient financial means to bear the loss of the total investment.
• If the investor is not a natural person, the investing entity must warrant that it has not been formed specifically to purchase the shares.
• The investor acknowledges that he/she is aware that the investment involves a high degree of speculative risk.
• The investor represents that the shares are not being acquired for resale.
• The shares are only being offered in the United States to U.S. residents.
• To get your copy of the Irrevocable Share Subscription, click "Add to Cart" and check out using your preferred payment method. You can then download the form to your PC or laptop.

Skip the mortgage broker and offer to assist the buyer of your home by carrying the purchase price under this Kansas Contract for Deed.

• A Contract for Deed (also called an installment sale contract or purchase money mortgage) allows the purchaser to make regular payments to the seller in much the same way as a regular mortgage.
• The difference between an installment sale contract and a mortgage is that the seller retains ownership of the property until the entire amount has been paid.
• Kansas law considers the purchaser an 'equitable owner', so the purchaser has many of the rights of an owner except for the ability to sell or transfer the property.
• The seller can foreclose on the property if the buyer defaults in payment and doesn't cure the default within a reasonable period of time.
• A Contract for Deed is an alternative to traditional mortgage financing. To download it, add it to your cart and pay for the form through our secure checkout.
• Intended for use only in the State of Kansas.

Kansas mortgage lenders can easily prepare a fixed rate mortgage on a residential property with this downloadable digital template.

• The mortgage form contains the uniform covenants required by U.S. federal laws.
• The template also includes State-specific provisions for acceleration on default, release of the mortgaged premises when the debt is satisfied, and waiver of redemption.
• The mortgage is collateral security to a home loan agreement and promissory note.
• Available in MS Word format.
• Intended for use only in the State of Kansas.

Place a mortgage on a residential property in Kentucky with this Fixed Rate Mortgage form.

This Kentucky Fixed Rate Mortgage form enables borrowers to place a mortgage on a residential property. The form is specifically designed to comply with both federal and state laws, providing a reliable and standardized approach for securing a loan.

Legal Provisions

The mortgage form incorporates uniform covenants, which align with applicable federal law. In addition, it contains important provisions required under Kentucky law, including terms for acceleration of the loan, release or satisfaction of the mortgage, waiver of homestead rights, tax obligations, and protective advances. These provisions ensure the mortgage agreement is comprehensive and compliant with laws.

Loan Security

This mortgage creates a security interest for the lender in connection with a mortgage loan and the associated promissory note. By executing this form, the borrower agrees to use the property as collateral to guarantee repayment of the loan.

Template Availability and Usage

The Fixed Rate Mortgage form is available as a downloadable legal template in MS Word format. The template is intended for residential mortgage transactions within the Commonwealth of Kentucky.

Brokers, use this easy template to write a letter of interest and loan proposal to a client who needs a loan to capitalize its business.

• The broker would be given the exclusive mandate to source out conventional financing up to an agreed maximum amount.
• Upon agreeing to the terms, the client will pay the broker a retainer to cover expenses.
• The broker will be paid a commission that is a percentage of the total funds acquired.

You can use the Letter of Interest ⁄ Loan Proposal template as many times as you like. Purchase, download, personalize it with the details, print and sign - it's that easy.

If you are offering a line of credit to a customer, secure your interest with this Line of Credit Promissory Note form.

• The Note allows for multiple advances, up to a specified maximum amount.
• Interest on the secured amount is simple interest, accruing monthly.
• The Note is secured by a mortgage on the Borrower's property.
• There is no prepayment penalty.
• This is a generic legal template which is not specifically written for any country, state or province.
• This form is provided in MS Word format and is easy to customize.