Financial

Place a mortgage on a residential property in New Hampshire with this fixed rate mortgage form.

• The mortgage form contains both uniform (multistate) covenants and non-uniform covenants specific to New Hampshire law, including how attorneys' fees will be awarded in the event of a lawsuit.
• The mortgage is being granted to the lender as additional security for a mortgage loan, plus any additional prepayment or late payment charges, plus interest on all of the indebtedness.
• This is a standard form of mortgage for a single family dwelling.
• Available in MS Word format.
• Intended to be used only in the State of New Hampshire.

If you are selling a real estate property in New Jersey, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).

• Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• This Contract for Deed form is in MS Word format and is fully editable to fit your exact circumstances.
• Intended to be used only in the State of New Jersey.

Secure a loan on a residential property with this New Jersey fixed rate mortgage form.

• The mortgage form contains standard multi-state covenants in accordance with federal laws, and additional covenants specific to New Jersey law, including provision for foreclosure.
• The mortgage is being granted to the lender as security for a mortgage loan, in addition to a promissory note.
• The borrower promises not to make a claim for a tax credit in connection with the mortgage.
• This is a standard form of mortgage for a single family dwelling.
• Available in MS Word format.
• Intended to be used only in the State of New Jersey.

If a potential buyer of your property cannot qualify for conventional mortgage financing, you can help by carrying part or all of the purchase price under this Contract for Deed.

• A contract for deed is also referred to as a purchase money mortgage or a land contract.
• Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.

The New Mexico Contract for Deed form is available in MS Word format and easy to use.

Prepare a Deed of Trust for a New Mexico real estate purchase with this downloadable template form.

• A Deed of Trust is used in place of a mortgage as security to repay a purchase loan for real property (except for agricultural farm land).
• The title deed is conveyed by the purchaser (borrower) to a trustee, who holds it on behalf of the lender to secure the borrower's repayment of the debt under the promissory note and performance of the borrower's obligations under the Deed of Trust.
• If the borrower defaults, the balance becomes due and payable and the lender may foreclose and cause the trustee to sell the property.
• The Deed of Trust includes standard covenants as required under federal laws.
• The redemption period after judicial or non-judicial sale of the property is set at one month.
• If the borrower is in default, the lender has the right to appoint a receiver over the property.
• Available in MS Word format.
• Intended to be used only in the State of New Mexico.

If you are selling a real estate property in New York, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (purchase money mortgage).

• Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• This Contract for Deed form is in MS Word format and is fully editable to fit your exact circumstances.
• Intended to be used only in the State of New York.

Prepare a Fixed Rate Promissory Note for a mortgage loan with this downloadable template for New York State.

• This Note provides for monthly payments of principal and interest.
• If there is any amount still outstanding on the maturity date, the borrower agrees to pay the full balance owing.
• If the borrower defaults in any payments, the note holder has the option to demand repayment of the entire outstanding balance of principal and interest.
• The borrower promises to pay the note holder's costs of enforcing the note, including attorneys' fees.
• This is a plain language legal form which is governed by the laws of the State of New York.

Place a mortgage on a residential property in New York with this plain-language standard form.

• The mortgage form contains both uniform covenants pursuant to federal laws, and additional provisions for foreclosure and sale, and the borrower's promise to comply with Section 13 of the New York Lien Law.
• The document is written in accordance with the New York Plain English Law.
• This is a downloadable legal template which can be used for single family or multi-unit dwellings.
• Intended for use only in the State of New York.

Prepare a Subordination of Mortgage Agreement with this template form for New York lenders.

• Under the Subordination Agreement, the holder of a first mortgage on a property (the original lender) agrees to allow its mortgage to be subordinated to a new mortgage being placed on the property.
• The new mortgage will become the first charge.
• The purpose of the agreement is to induce the new lender to approve the new mortgage.
• Available in MS Word format and fully editable.
• Intended to be used only in the State of New York.

A Contract for Deed is used when you want to sell a property in North Carolina and you plan to finance the purchase by allowing the buyer to pay the purchase price over time.

• The Contract for Deed is also called an installment agreement, land sale contract, or purchase money mortgage because the seller is basically assuming the role of a mortgage lender.
• The template contains several alternate payment clauses with different methods of repaying the loan plus interest (if any). Use the clause that reflects your agreement with the buyer, and delete the others.
• The buyer can take possession of the property but the seller remains the owner on the title deed until everything owing under the contract is paid.
• If there is already a mortgage on the property, the seller remains responsible for making the payments.
• Owner financing is a great option in cases where the buyer cannot get a conventional mortgage loan.
• The form is available in MS Word format.
• Intended to bge used only in the State of North Carolina.