Financial

Canadian investment firms, prepare your client contracts with this template Portfolio Management Agreement for Canada.

• The client retains the investment firm to manage and operate its portfolio for an annual fee which is calculated as a percentage of the value of the portfolio.
• The investment firm is responsible for investing and managing the portfolio, and guarantees a minimum annual return.
• Any returns over and above this minimum will be divided between the client and the firm (as an additional management fee).
• The client agrees to indemnify and hold the firm harmless against claims, liabilities, damages and expenses arising as a result of its performance of its duties under the agreement.
• Available as a fully editable MS Word template.
• Intended to be used only in Canada.

Subordinate the security interest of an existing lender to a new lender under the terms of this Postponement Agreement for Canadian provinces with PPSA legislation.

• The parties to the Agreement are (i) a borrower, (ii) the borrower's new lender, and (iii) a previous lender who is still owed money by the borrower.
• The first lender agrees to postpone its security to the new lender's security, notwithstanding that the previous lender is a secured creditor.
• The purpose of the Agreement is to induce the new lender to provide the borrower with loan financing, a line of credit, or other type of borrowing arrangement.
• This legal contract is available in MS Word format and is easy to download and use.
• The Postponement Agreement can be used in any province or territory in Canada which has a Personal Property Security Act.

Use this handy preparation checklist and planning guide to help you get ready for a meeting of investors.

• This free checklist covers the various aspects involved in holding an investor meeting, including:
  • making travel arrangements for out-of-town attendees,
  • rehearsal,
  • staging,
  • follow-up.
• If your company has investors who are not actively involved in the business, this guide can help you develop your investor relations strategy.
• Available as a free PDF download.

Prepare a Priorities Agreement between a debtor and two lenders with this ready-made template.

• The lenders are both secured parties under loan agreements or credit arrangements with the debtor. The Agreement sets out the priority of the lenders' security positions.
• Each of the lenders agrees that its security will rank equally in priority, notwithstanding the date of execution or registration, or other factors.
• Any default by the debtor will be deemed to be a default under security held by each of the lenders.
• This is a generic legal contract which does not specifically reference the laws of any country, state or province.
• The Priorities Agreement Between Two Lenders is in MS Word format and is easy to download and use.

If you are loaning money to a family member or close friend, you can secure the loan with this Promissory Note to be Forgiven on Death.

• This promissory note template provides that the balance outstanding on the loan will be forgiven when the lender dies.
• The borrower agrees to make monthly payments against the loan secured by the promissory note.
• The borrower can prepay the full amount at any time without paying a prepayment penalty.
• If the lender dies before the loan is completely repaid, any balance remaining unpaid at that time is forgiven.
• This Promissory Note to be Forgiven on Death of Lender form is a downloadable MS Word file which can be used anywhere.

This promissory note template is made by a borrower to secure an interest-free loan to be repaid by regular payments.

• The Promissory Note allows the borrower to repay the loan in monthly, weekly, or bi-weekly payments.
• No interest will be charged on the outstanding loan balance. The borrower will only be repaying the principal amount.
• This is a generic legal form which can be used anywhere.
• You can download the form immediately after purchasing it.

Secure the balance payable to the vendor under an asset purchase or rollover agreement with this Promissory Note form for Canadian businesses.

• No interest will accrue on the principal balance prior to default or maturity.
• The full amount outstanding will become due and payable on demand if the purchaser declares bankruptcy, ceases to do business, or otherwise defaults under the terms of the Note.
• The balance may be totally or partially prepaid without bonus or penalty.
• Available in MS Word format.
• Intended to be used only in Canada.

Prepare a Demand Promissory Note for a loan payable from a family member's estate with this easy-to-use template form.

• This type of Promissory Note would typically be used to secure loans between close family members, such as a loan from a parent or grandparent to a child or grandchild.
• Only the lender can demand payment.
• The borrower agrees to repay the entire loan within a specified time following the lender's death or, at the option of the lender's executors, the loan amount may be deducted from the borrower's share of the lender's estate.
• This is a generic legal form which can be used anywhere.

Secure the repayment of a loan with this Promissory Note form for interest payments only.

• The Note allows the borrower to make payments against interest only, with no payment to be made against the principal amount until a date set out in the Note.
• Interest payments are made in arrears, on regularly scheduled payment dates.
• The borrower can repay the principal amount of the loan at any time without having to pay a prepayment penalty.
• This Promissory Note for Interest Only template is generic (not country specific) and is easy to fill in with all the specifics of your transaction.

Secure the repayment of a loan made in Canada with this Promissory Note (for interest only).

This Promissory Note template is designed to help secure the repayment of interest on a loan made within Canada. It provides a clear framework for both lenders and borrowers regarding the repayment terms and expectations.

Deferred Repayment of Principal

Under this Note, the borrower is required to make payments that cover only the accrued interest on the loan. No payments toward the principal amount are necessary until the specific date outlined in the Note. This allows the borrower to manage cash flow by deferring principal repayments until a later time.

Schedule of Interest Payments

Interest payments are to be made in arrears, following a regular payment schedule as defined in the terms of the Note. This ensures that the lender receives compensation for the use of their funds over the period of the loan.

Principal Repayment and Prepayment

The principal sum of the loan may be repaid at any time chosen by the borrower, without incurring any penalty or additional fee. This flexibility benefits the borrower, allowing for early repayment if desired.

Format and Availability

This template is provided in Microsoft Word format, making it easy to edit and customize to suit the specific details of your transaction.

Jurisdiction

This Promissory Note is intended exclusively for use in Canada.