Financial

Appoint a new trustee to replace a resigning trustee under a Deed of Trust with this Washington Resignation and Appointment of Successor Trustee.

• A Deed of Trust is used in place of a mortgage in the sale and purchase of real property other than agricultural farm land.
• The form should be filed in the same title office as the original Deed of Trust.
• Downloadable form, easy to fill in and use. Fully editable so you can make any necessary changes.
• Available in MS Word format.
• Intended to be used only in the State of Washington.

The Statement of Occupancy and Financial Status is part of the mortgage paperwork required for a home purchase loan in Washington State.

• Have the purchasers complete the form so you can submit it to FHA, FNMA, FHLMC, or Department of Veterans Affairs (whichever is applicable).
• The purchasers must certify that (i) they will occupy the property as their residence, and (ii) there has been no significant change to their financial status since their mortgage loan application.

The Washington Statement of Occupancy and Financial Status form is provided in MS Word format. Download a copy now - it's free.

If you are selling property in West Virginia to a buyer who can't qualify for a mortgage, you can carry all or part of the purchase price with this Contract for Deed.

• A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format.
• Intended to be used only in the State of West Virginia.

Transfer title to a West Virginia property from a seller to a trustee with this West Virginia Deed of Trust.

• A Deed of Trust is often used in place of a mortgage when purchasing real estate. It cannot be used for agricultural land.
• Under the Deed of Trust, title is conveyed by the seller to a trustee instead of to the purchaser.
• The trustee holds the title as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
• If the borrower defaults in payment, the balance becomes due and payable and the trustee may sell the property.
• The Deed of Trust contains uniform covenants regarding payments, taxes and insurance, care and maintenance of the property, protection of the lender's security, and other standard clauses.
• The borrower waives all right of homestead exemption in the property.

If you are selling property in Wisconsin to a buyer who can't qualify for a mortgage, you can carry all or part of the purchase price with this Contract for Deed.

• A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format.
• Intended to be used only in the State of Wisconsin.

Wisconsin mortgage lenders can prepare a promissory note for a mortgagor to sign with this template Fixed Rate Mortgage Note.

• The borrower will repay the loan by making monthly payments against the principal balance, plus accrued interest.
• If on the maturity date there is still a balance outstanding, the borrower will pay the entire balance at that time.
• The note holder has the right to accelerate the loan if the borrower defaults in making payments, and the entire loan balance will become due and payable.
• This is a downloadable legal form template written in plain English so it is easy to understand.
• Intended to be used only in the State of Wisconsin.

Register a mortgage on title to a property in Wisconsin with this standard fixed rate Wisconsin Mortgage.

• The mortgage is given as security for a promissory note signed by the purchaser / borrower.
• The template contains the standard provisions required under federal mortgage regulations.
• It also includes provisions required by Wisconsin laws with respect to accelerated redemption periods, and a definition of attorneys' fees consistent with Chapter 428 of the Wisconsin Statutes.
• Available in MS Word format.

Designate a mortgage as a wraparound mortgage by attaching this USA Wraparound Mortgage Rider to the mortgage form.

• The Rider clarifies that the new mortgage is subordinate to the original first mortgage on the property.
• A wraparound mortgage is often used as a form of seller financing. It enables buyers who may not qualify for a conventional mortgage to purchase a home at a higher interest rate but with a smaller downpayment.
• The mortgagor (buyer) will make payments under the new mortgage to the mortgagee (seller), who will continue to pay the original mortgage.
• The seller has the same rights under a wraparound mortgage that a mortgage lender has under a conventional mortgage, including the right to foreclose.
• This Rider can be used in any State in which wraparound mortgages are allowed by law.
• This is a template legal form which can be customized to fit your circumstances.

Prepare a Wraparound Mortgage Security Agreement with this comprehensive ready-to-use template for US mortgages.

• The wraparound mortgage (also called a piggyback mortgage) is a second mortgage with a face value of both the amount it secures and the balance due under the first mortgage on the subject property.
• The wraparound mortgage is subordinate to the first mortgage.
• The borrower makes payment to the new mortgagee (lender or seller) based on the face value of the wrap-around mortgage, and the new mortgagee in turn makes the monthly payments to the original mortgagee.
• The borrower must ask permission of the mortgagee prior to making significant alterations to the mortgaged property.
• Any agreement between the parties pursuant to the mortgage shall be superior to the rights of the holder of any intervening lien or encumbrance.
• Any award or compensation payable pursuant to condemnation proceedings will be payable to the mortgagee.
• Intended for use only in the United States. Individual States may have statutory forms which must be used instead.

This template Promissory Note is part of a wraparound mortgage loan on a U.S. real estate property.

• The wraparound note is secured by either a mortgage or deed of trust (this will depend on which state the property is located in). The template contains language for both.
• A wraparound mortgage is a form of seller financing. The seller (holder of the note) continues to make the payments on the original underlying mortgage, and the buyer (borrower) will make payments under the Wraparound Note to the seller.
• This template contains additional provisions as to how any prepayments will be applied, in the event that the buyer is allowed to prepay the balance of the Note.
• The form can be in any State where wraparound mortgages are allowed by law.

To download the USA Wraparound Promissory Note, add it to your cart and pay for it over our secure checkout system.