Financial

Sell a vehicle or other personal property to a buyer who will take over the payments on the item with this Bill of Sale (subject to debt) for UK residents.

• NOTE - You will need the consent of the lender (or original vendor) before the property can be transferred to a new owner.
• The bill of sale agreement can be used for vehicles, appliances, electronics, or other personal property bought on hire purchase.
• The seller warrants that he/she has the right to sell the property to the buyer.
• The buyer acknowledges the debt owing on the property, and agrees to take over payment of the outstanding balance of the debt.
• The buyer also indemnifies the seller against any claims arising from the buyer's failure to pay the debt.
• Available in MS Word format.
• Intended to be used only in the United Kingdom.

Sell equipment, machinery or other personal property with this Bill of Sale Without Warranties form.

• No Liens. The Bill of Sale states that the items are free and clear of any liens or encumbrances.
• Sale As-Is. The items are being sold on an 'as is' and 'where is' basis, without any warranty by the seller.
• Mutual Protection.The Bill of Sale Without Warranties protects both parties in the transaction.
• Format and Use. This bill of sale form can be reused as often as you require. Easy to use - buy, download, fill in, print. It is available in MS Word format.
• Generic Template. This is a generic Bill of Sale form which can be used anywhere that does not require a statutory form.

Before you run a credit check on that new customer, have them sign this British Columbia Authority to Do Credit Check form.

• The authorization is required by the B.C. Credit Reporting Act.
• The applicant authorizes the supplier to run a credit check on the applicant before extending credit.
• This form a free download provided in MS Word format.
• Intended to be used only in the Province of British Columbia, Canada.

BC residents can use this Bill of Sale form to sell a boat or boat motor in the Province of British Columbia.

• The seller represents to the buyer:
  • that the seller owns the boat and has the right to sell it,
  • that the boat is free of encumbrances or security registrations except those that the seller has already disclosed and the buyer has agreed to assume,
  • that the sale price for the boat is reasonable as of the date of the sale,
  • that the seller believes the buyer to be of legal age.
• Available in MS Word format, downloadable and easy to fill in and print.
• Intended to be used only in the Province of British Columbia, Canada.

When you sell inventory on credit to a distributor, make sure you protect your security interest in those goods until you're paid in full under this Purchase Money Security Agreement for BC.

• The contract attaches a purchase money security interest (PMSI) to the goods being sold, which then become collateral under the Agreement.
• The supplier (secured party) extends credit to the customer (debtor) for the purchase of the inventory, and the debtor agrees to pay the purchase amount in a series of instalment payments.
• In return for being allowed to pay over time, the debtor grants the secured party a PMSI over the goods and over the proceeds that will be realized from the goods.
• This is a downloadable legal form intended for use in the Province of British Columbia, Canada.

Hire a broker to locate potential factoring clients for you with this USA Broker Agreement for Factoring.

Parties to the Agreement

The parties to the Broker Agreement are (i) a factoring agency that purchases accounts receivable from businesses, at a discount, and (ii) a broker who will act as an independent contractor, identifying and referring prospective clients to the agency.

Compensation

The Broker's only compensation will be a commission, calculated as a percentage of the monthly gross factoring fees, including late charges, for each of the clients referred by Broker and accepted by the agency.

No Obligation to Purchase

The factoring agency is under no obligation to purchase accounts from any client referred to it by the Broker.

Waiver of Jury Trial

The parties agree to waive trial by jury in the event of any legal action arising out of the Agreement or other agreement between the parties, or the acts or omissions of the parties or their employees or agents.

Format and Legal Jurisdiction

This Broker Agreement for Factoring template is provided in MS Word format and is reusable and fully editable to meet your needs. It is intended to be used only in the United States. 

This Broker Fee Agreement is an easy downloadable template for UK brokers to use when signing up a new client.

• The agreement covers fees for broker services only, and does not include other fees associated with mortgages and financial products.
• The agreement can be used for fee, commission, or combined fee ⁄ commission arrangements.
• If the client is applying for a mortgage, the client agrees to pay a non-refundable fee at the time the mortgage application is made.
• If the broker is being paid a commission on a regular premium insurance policy, the broker reserves the right to charge the client a fee if the client cancels the policy.
• The agreement contains a disclaimer stating that the broker is not qualified to provide legal advice. However, if the broker refers the client to a solicitor or other professional, the client agrees to pay a referral fee.
• Governed by the laws of England and Wales.
• Available in MS Word format.

Do you have enough of the right kinds of business insurance? This free Business Insurance Coverage Checklist will help you determine the types of insurance coverage you may want to consider for your company:

• general and product liability insurance,
• professional liability insurance,
• E&O liability insurance,
• motor vehicle and fleet coverage,
• business interruption insurance,
• cyber security coverage,
• boiler and machinery,
• equipment breakdown insurance,
• employee fraud coverage,
• many other coverage types.

The template is an Excel spreadsheet with columns to help you track whether you need each type, what the payment amounts are, and yearly cost totals.

The Business Insurance Coverage Checklist is a free download.

Use this customizable Business Loan Application for clients that are applying for loan funding for an existing or start-up business in Canada.The applicant must provide information about:

• the corporate structure and history of the business;
• the guarantors of the loan;
• the purpose of the loan and terms of repayment;
• what is being used as collateral;
• the financial status of borrower, assets, income, debts and liabilities, including copies of financial statements;
• the business experience of the owners.

You can download a copy of the Canada Business Loan Application immediately after you purchase it.

Plan for the future of your small business - learn what you need to know about Business Succession Planning in Canada with this 8-page expert guide.

The guide describes the different types of business structures under Canadian laws, the pros and cons of each type of corporate entity. In addition, it discusses:

• how to extract value from your business,
• corporate investing,
• exit strategies,
• family businesses,
• tax planning and estate freezes.

Business Succession Planning in Canada is intended for Canadian businesses and is provided in PDF format.