Products tagged with 'united states mortgage form'

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Flood Zone Statement | USA

If you are getting a home loan to purchase a property, the mortgage lender may require a Flood Zone Statement before funding the mortgage loan.

  • This Flood Zone Statement form must be jointly completed by both the buyer and the seller.
  • The seller must state whether or not the property is located in an area that is flood prone, as defined by the National Flood Insurance Act.
  • The buyer agrees to obtain any required flood hazard insurance.
  • This free form can be used anywhere in the United States.
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Multistate 1-4 Family Mortgage Rider | USA

This free Fannie Mae/Freddie Mac 1-4 Family Rider is used if you are mortgaging a rental property with 1 to 4 units.

  • The Rider should be attached to the mortgage, deed of trust or security deed, to amend and supplement the security instrument.
  • The borrower agrees that the mortgage lender can collect the rents on the property if the borrower defaults under the Note. This is called an assignment of rents.
  • Form 3170 USA Multistate 1-4 Family Mortgage Rider is a free form which can be downloaded directly from the FannieMae.com website.
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Exterior Only Appraisal Report | USA

Property appraisers can prepare an Exterior-Only Inspection Residential Appraisal Report with this free Form 2055 from Freddie Mac.

  • This is a standard report form that can be used anywhere in the United States.
  • This appraisal report is for a one-unit property or a one-unit property with an accessory unit, including units in a planned unit development (PUD).
  • Do not use this form for a manufactured home, a condominium unit or a cooperative unit.
  • Freddie Mac Form 2055, available in PDF format.
  • For use only within the USA.
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Multistate Adjustable Rate Mortgage Rider | USA

This free Adjustable Rate Rider (1 Year Treasury Index - Rate Caps) is used to adjust the interest rate and monthly payments under the mortgage note.

  • Once it's been signed, the Rider will form part of the mortgage, deed of trust or security deed.
  • The borrower agrees that the interest rate may change once in each 12-month period.
  • The new rate will be based on a weekly average yield on US Treasury securities adjusted over a 1-year maturity.
  • The interest rate will not increase or decrease more than the percentage amount stated in the Rider.
  • This Rider is for mortgages on single-family homes.
  • Fannie Mae/Freddie Mac Form 3108 USA Multistate Adjustable Rate Mortgage Rider is a free MS Word document from freddiemac.com.
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Uniform Residential Appraisal Report Form | USA

Use the Freddie Mac Uniform Residential Appraisal Report Form to prepare an appraisal report for a client.

  • The purpose of the appraisal report is to provide the client with an accurate opinion of the market value of the subject property, for mortgage financing.
  • This appraisal form should be used for single family dwellings, but not for manufactured homes, condo units or units in a cooperative project.
  • Freddie Mac Form 70, USA Uniform Residential Appraisal Report. Available in PDF format.
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Multistate Biweekly Payment Rider | USA

Attach the Multistate Biweekly Payment Rider (Fixed Rate) to the mortgage document when a borrower wants to make the mortgage payments every two weeks instead of monthly.

  • The Rider will become part of the mortgage or deed of trust and supplements the provisions of the loan document.
  • The form sets out the amount of the biweekly payment, and the late charge that will be paid if a payment is not made in full when it is due.
  • This Rider is for fixed rate mortgages on single-family homes in the United States.
  • Download a free copy of the Fannie Mae/Freddie Mac Form 3177 Multistate Biweekly Payment Rider (Fixed Rate).
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