Financial

Work out a debt repayment arrangement with a debtor under the terms of this USA Debt Collection Agreement.

• The creditor agrees to accept payment of an outstanding debt from a debtor (customer) through regular monthly payments.
• The debtor must also sign a promissory note to secure the outstanding balance.
• As long as the debtor continues to make the payments on time, the creditor agrees not to take any legal action against the debtor.

Getting paid over time is always preferable to starting a lawsuit. Give your overdue customers another option with the USA Debt Collection Agreement.

Before you lend someone money, even if it's someone you know really well, you should have them sign a promissory note - like this downloadable Demand Promissory Note form.

• This is a simple form of Note that can be used throughout the United States.
• The note is payable on demand.
• The debt can be prepaid at any time without any prepayment penalty being charged.
• Simple interest is charged on the outstanding balance.

A Promissory Note is exactly what it sounds like - a promise to pay - and it's enforceable in court. Download the form right after you purchase it.

Any commercial loan transaction which uses business property as security should require an Environmental Indemnity from the borrower, like this template for lenders in the USA.

• The indemnity specifically covers the real property which the borrower is mortgaging as security for repayment of the loan.
• The borrower indemnifies the lender against any claims for environmental contamination of or damage to the property or from any violation of federal, state or local environmental regulations.
• The liability of the borrower as indemnitor will survive the repayment of the loan in perpetuity.
• The form can be used anywhere in the United States.

Protect against expensive and onerous legal claims. Download the Environmental Indemnity Agreement for your loans officers.

Hire an agent to find potential investors or purchasers with this Finder's Fee Agreement for US based businesses.

• The parties to the Agreement are (i) a company looking for a source of financial backing and (ii) an agent who will introduce the company to potential investors or acquirers to complete a financing with the company.
• The definition of a financing includes acquisition or disposition of an interest in the company, equity investment, loans or other credit transactions, or acquisition by a publicly traded company.
• The agent will receive a finder's fee for each financing consummated by the company. The finder's fee will be paid in cash from the proceeds of the financing.
• If the financing is completed in several stages, the agent will be paid in portions corresponding to the stages of payments.
• The client will indemnify the agent against any claims arising as a result of material misrepresentation by the client of any of its corporate information.

Download the Finder's Fee Agreement and hire a professional to identify financing opportunities for your company.

The Investor Subscription Agreement with Rescission Notice should be given to each party interested in purchasing shares of stock in a U.S. corporation as part of a private placement.

• The Subscription Agreement must be signed by an investor who wants to purchase shares under the offering, and sent to the corporation with the investor's payment for the shares.
• Once accepted by the issuing corporation, the subscription becomes irrevocable.
• The subscriber acknowledges that he/she has sufficient means to be able to bear any financial risks of the investment.
• The subscriber also acknowledges having examined the corporation's documents and has determined that the shares are a suitable investment.
• This template includes a Notice of Rescission, which the investor can use to withdraw from the offering within 72 hours after submitting the subscription.

Download the Investor Subscription Agreement with Rescission Notice by first purchasing the document, then clicking on the Download button.

USA mortgage brokers, provide loan applicants with this free Broker Fee Disclosure form, as required by law.

• the nature of the relationship between the broker and the borrower,
• the nature of the relationship between the broker and various lenders,
• how the broker's compensation is calculated and paid.

Transfer a portion of your interest in a balloon mortgage to another party with this easy-to-use Partial Assignment of Balloon Mortgage Note.

• The assignment can be used throughout the United States.
• The assignor gives representations to the assignee regarding the principal amount owing, the interest rate, and the amount of the monthly payments.
• The partial interest is being transferred to the assignee until a certain amount has been paid by the borrower, after which the assignee will transfer full interest back to the assignor.

To download the Partial Assignment form, just add it to your shopping cart and click on the Checkout button.

USA lenders can assign part of an interest in a Deed of Trust and the accompanying promissory note to another party with this easy-to-use Partial Assignment.

• The assignor's representations include the principal amount owing, the interest rate, and the amount of the monthly payments.
• The partial interest is being transferred to the assignee until a certain amount has been paid by the borrower, after which the assignee will transfer full interest back to the assignor.
• This form is only for use in the United States.

You can download the Partial Assignment form just as soon as your purchase goes through. Use it as often as you require.

USA lenders who require additional collateral security can have their customers sign this Pledge of Security form as part of the loan documentation package.

• The borrower agrees to pledge personal property for the lender to hold as collateral security to ensure repayment of a loan under a promissory note.
• If the borrower defaults in payment, the lender has all the rights and remedies of a secured party under the Uniform Commercial Code, and has the right to sell, lease or dispose of the property as it sees fit.
• Once you have purchased the form, you can customize it for your business and use it over and over. There are no additional licensing or restocking fees.

If you lend money, you should have this Pledge of Security form on hand for your loans officers. Purchase, download, fill in, print and get a signature - it's easy.

Obtain a pledge of shares of stock as security for a loan - have the borrower sign this downloadable form which can be used anywhere in the United States.

• The shares will be held by the lender as security for repayment of a promissory note.
• The lender has the authority to direct the company who issued the shares to transfer ownership on the books of the company into the lender's name.
• The lender agrees not to sell or encumber the shares, or collect dividends on them.
• The borrower will continue to vote the shares as long as he/she is not in default under the Note.
• Once the debt is repaid, the shares will be transferred back to the borrower.