Financial

Before you lend someone money, even if it's someone you know really well, you should have them sign a promissory note - like this downloadable Demand Promissory Note form.

• This is a simple form of Note that can be used throughout the United States.
• The note is payable on demand.
• The debt can be prepaid at any time without any prepayment penalty being charged.
• Simple interest is charged on the outstanding balance.

A Promissory Note is exactly what it sounds like - a promise to pay - and it's enforceable in court. Download the form right after you purchase it.

Any commercial loan transaction which uses business property as security should require an Environmental Indemnity from the borrower, like this template for lenders in the USA.

• The indemnity specifically covers the real property which the borrower is mortgaging as security for repayment of the loan.
• The borrower indemnifies the lender against any claims for environmental contamination of or damage to the property or from any violation of federal, state or local environmental regulations.
• The liability of the borrower as indemnitor will survive the repayment of the loan in perpetuity.
• The form can be used anywhere in the United States.

Protect against expensive and onerous legal claims. Download the Environmental Indemnity Agreement for your loans officers.

Hire an agent to find potential investors or purchasers with this Finder's Fee Agreement for US based businesses.

• The parties to the Agreement are (i) a company looking for a source of financial backing and (ii) an agent who will introduce the company to potential investors or acquirers to complete a financing with the company.
• The definition of a financing includes acquisition or disposition of an interest in the company, equity investment, loans or other credit transactions, or acquisition by a publicly traded company.
• The agent will receive a finder's fee for each financing consummated by the company. The finder's fee will be paid in cash from the proceeds of the financing.
• If the financing is completed in several stages, the agent will be paid in portions corresponding to the stages of payments.
• The client will indemnify the agent against any claims arising as a result of material misrepresentation by the client of any of its corporate information.

Download the Finder's Fee Agreement and hire a professional to identify financing opportunities for your company.

The Investor Subscription Agreement with Rescission Notice should be given to each party interested in purchasing shares of stock in a U.S. corporation as part of a private placement.

• The Subscription Agreement must be signed by an investor who wants to purchase shares under the offering, and sent to the corporation with the investor's payment for the shares.
• Once accepted by the issuing corporation, the subscription becomes irrevocable.
• The subscriber acknowledges that he/she has sufficient means to be able to bear any financial risks of the investment.
• The subscriber also acknowledges having examined the corporation's documents and has determined that the shares are a suitable investment.
• This template includes a Notice of Rescission, which the investor can use to withdraw from the offering within 72 hours after submitting the subscription.

Download the Investor Subscription Agreement with Rescission Notice by first purchasing the document, then clicking on the Download button.

USA mortgage brokers, provide loan applicants with this free Broker Fee Disclosure form, as required by law.

• the nature of the relationship between the broker and the borrower,
• the nature of the relationship between the broker and various lenders,
• how the broker's compensation is calculated and paid.

Transfer a portion of your interest in a balloon mortgage to another party with this easy-to-use Partial Assignment of Balloon Mortgage Note.

• The assignment can be used throughout the United States.
• The assignor gives representations to the assignee regarding the principal amount owing, the interest rate, and the amount of the monthly payments.
• The partial interest is being transferred to the assignee until a certain amount has been paid by the borrower, after which the assignee will transfer full interest back to the assignor.

To download the Partial Assignment form, just add it to your shopping cart and click on the Checkout button.

USA lenders can assign part of an interest in a Deed of Trust and the accompanying promissory note to another party with this easy-to-use Partial Assignment.

• The assignor's representations include the principal amount owing, the interest rate, and the amount of the monthly payments.
• The partial interest is being transferred to the assignee until a certain amount has been paid by the borrower, after which the assignee will transfer full interest back to the assignor.
• This form is only for use in the United States.

You can download the Partial Assignment form just as soon as your purchase goes through. Use it as often as you require.

USA lenders who require additional collateral security can have their customers sign this Pledge of Security form as part of the loan documentation package.

• The borrower agrees to pledge personal property for the lender to hold as collateral security to ensure repayment of a loan under a promissory note.
• If the borrower defaults in payment, the lender has all the rights and remedies of a secured party under the Uniform Commercial Code, and has the right to sell, lease or dispose of the property as it sees fit.
• Once you have purchased the form, you can customize it for your business and use it over and over. There are no additional licensing or restocking fees.

If you lend money, you should have this Pledge of Security form on hand for your loans officers. Purchase, download, fill in, print and get a signature - it's easy.

Sell your interest in a Contract for Deed (installment land contract) with this Partial Purchase Agreement for U.S. real estate properties.

• The buyer agrees to purchase the interest without recourse as to the borrower's future financial performance.
• The buyer will be entitled to a specified number of installment payments, following which the interest will revert back to the seller.
• The seller's liability is limited to the seller's residual interest in the Contract.
• The agreement is conditional upon the buyer obtaining adequate funds to finance the purchase.
• If the seller cancels the agreement prior to closing, the seller must pay a cancellation fee, plus any costs incurred by the buyer.
• The seller indemnifies the buyer against any liability or expense arising from any inaccuracy or breach of any of the seller's representations or warranties.

Transferring your interest in the Contract for Deed could be a good tax planning move. Download the Purchase Agreement template in MS Word.

Mortgage lenders, sell your interest in a Deed of Trust and underlying promissory note with this template Purchase Agreement.

• The buyer is purchasing the interest without recourse.
• The seller is entitled to keep any payments received under the Deed of Trust until the agreement becomes effective. These payments will be deducted from the purchase price.
• The agreement is conditioned upon the buyer obtaining adequate financing to complete the purchase.
• If the seller does not go through with the deal, the seller must pay a cancellation fee as well as the buyer's costs.
• The seller indemnifies the buyer against any liability or expense arising from any inaccuracy or breach of any warranty or representation.
• The parties acknowledge that the buyer has no fiduciary obligation to the seller and is acting as an independent investor.
• The Agreement can be used throughout the United States.

To obtain the Purchase Agreement template, add it to your cart, check out and download the form.