Financial

USA property owners, record a Satisfaction of Mortgage with the county office when your mortgage has been paid in full.

• The document states that the mortgage is satisfied and cancelled.
• Filing a Satisfaction of Mortgage will discharge the mortgage from the title deed to your property.
• Check with your mortgage lender - they may have a form that they require you to use.

Allow a second mortgage priority over an existing mortgage under this Subordination Agreement template.

• This legal form is governed by United States laws.
• The first mortgagee agrees to subordinate its security interest on the owner's property to a second loan and allow the second loan to take priority until it is paid off.
• The first mortgage will remain as a lien and charge on the property.
• The second lender will notify the mortgagee of any default by the owner in payment on the second loan.

You can download this USA Subordination Agreement immediately after you purchase it.

When you're buying a boat or boat motor, you can't transfer ownership to your name unless you get a Bill of Sale from the seller.

• that the seller owns the boat and has the right to sell it,
• that the boat is free of encumbrances or security registrations except those that the seller has already disclosed and the buyer has agreed to assume,
• the boat/engine has been inspected and is in good condition,
• that the sale price for the boat is reasonable as of the date of the sale,
• that the seller believes the buyer to be of legal age.

Download the USA Warranty Bill of Sale for Boat or Motor, have the seller sign it and get it notarized so you can take ownership and get out there and enjoy your new boat!

If you are selling property in Utah to a buyer who can't qualify for a mortgage, you can carry all or part of the purchase price with this Contract for Deed.

• A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format.
• Intended to be used only in the State of Utah.

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Transfer title to a Utah real estate property from a seller to a trustee with this Utah Deed of Trust.

• A Deed of Trust is often used instead of a mortgage in the purchase of real estate, except for agricultural land.
• Under the Deed of Trust, title is conveyed by the seller to a trustee instead of to the purchaser.
• The trustee holds the title as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
• If the borrower defaults in payment, the balance becomes due and payable and the trustee may sell the property.
• The Deed of Trust contains uniform covenants regarding payments, taxes and insurance, care and maintenance of the property, protection of the lender's security, and other standard clauses.
• The borrower requests copies of any notices of default and sale be sent to the property address, as the borrower's residence address.
• Available in MS Word format and fully editable to meet your needs.
• Intended to be used only in the State of Utah.

Not all home buyers can qualify for a mortgage loan. This Contract for Deed allows sellers in Vermont to effectively finance the transaction for the buyer.

• A contract for deed (or purchase money mortgage) allows a buyer to pay the balance of the purchase price over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the transaction.
• The title deed is held by the seller and will transfer to the buyer once all of the purchase price (plus any applicable interest) has been paid to the seller.
• The seller has the right to take back the property if the buyer defaults in its payments.
• The seller can determine whether the balance is to be repaid by monthly payments (with or without interest), or by monthly payments with interest for a fixed number of payments with one final balloon payment at the end.
• The form is available in MS Word format and is fully editable to fit your exact circumstances.
• Intended to be used only in the State of Vermont.

Prepare a promissory note for a mortgagor to sign with this Vermont Fixed Rate Mortgage Note form.

• The loan will be paid by monthly payments of principal and accrued interest.
• If there is any amount still owing on the maturity date, the borrower will pay the entire outstanding balance.
• If the borrower is in default under the Note, the note holder has the right to accelerate the loan and demand that the borrower repay the entire loan balance in 30 days.
• The borrower promises to pay any costs that the note holder incurs in enforcing the Note, including attorneys' fees.
• This is a downloadable legal form template that is written in plain English.
• Intended to be used only in the State of Vermont.

This is a downloadable standard Mortgage Form for the State of Vermont.

• The mortgage template contains uniform covenants under federal mortgage regulations which apply to most states.
• It also contains additional provisions under Vermont law, such as acceleration and sale if the borrower defaults, and waiver of homestead exemption.
• This is a fixed rate standard form of mortgage for residential properties.
• Available in MS Word format.
• Intended to be used only in the State of Vermont.

If you are selling a real estate property in Virginia, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).

• Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• This is a MS Word template form and is fully editable to fit your exact circumstances.
• Intended for use only in the Commonwealth of Virginia.

Transfer title to a Virginia property from a seller to a trustee with this Virginia Deed of Trust.

• A Deed of Trust is often used in place of a mortgage when purchasing real estate. It cannot be used for agricultural land.
• Under the Deed of Trust, title is conveyed by the seller to a trustee instead of to the purchaser.
• The trustee holds the title as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
• If the borrower defaults in payment, the balance becomes due and payable and the trustee may sell the property.
• The Deed of Trust contains uniform covenants regarding payments, taxes and insurance, care and maintenance of the property, protection of the lender's security, and other standard clauses.
• The debt secured by the Deed of Trust is subject to being called in full, or the terms being modified in the event of sale or conveyance of the property.
• This Virginia Deed of Trust form is provided in MS Word format, and is fully editable to meet your needs.