Mortgage Forms

This Contract for Deed form allows the seller of a property in Arkansas to assist the buyer by carrying part or all of the purchase price.

• The seller effectively becomes the mortgage lender for the balance of the purchase money.
• When the seller has received payment in full of the principal and interest, title to the property will be transferred over to the buyer.
• The seller has the right to take back the property if the buyer defaults on the payments.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format.
• This legal form is intended to be used solely within the State of Arkansas.

Secure a loan for a residential property with this Arkansas Fixed Rate Mortgage.

• The mortgage template contains both uniform (multistate) covenants and non-uniform covenants specifically for the State of Arkansas.
• The mortgage is given as additional security for a loan under a promissory note signed by the borrower.
• The debt secured by the mortgage includes interest and any additional prepayment or late payment charges payable by the borrower.
• This mortgage form is a downloadable and fully editable digital template in MS Word format.
• Intended to be used only in the State of Arkansas.

Prepare a Balloon Mortgage and Security Agreement for borrowers with this easy-to-use template.

• The entire unpaid balance of the mortgage loan and interest is due on the maturity date.
• The borrower (mortgagor) will pay all taxes, rates and assessments levied against the mortgaged property.
• The borrower must keep the mortgaged property insured for such risks and in such amounts as the lender may require.
• The borrower must get the lender's consent before making any alterations to the property, and must maintain the property in good condition and repair.
• If the borrower attempts to transfer all or any part of the property, the mortgage loan plus interest will immediately become due.
• The borrower waives all right of homestead exemption in the property.
• The mortgage will secure not only the borrower's existing debt to the lender, but any future advances made within 20 years of the date of the mortgage to the same extent as if they were made on the date of execution of the mortgage.
• This template is not state-specific. Some state laws require specific wording to be added to balloon mortgages. Check your state legislation online for details.
• Intended to be used only within the United States.

Canadian mortgage lenders, prepare a Balloon Mortgage Promissory Note with this downloadable template.

• The borrower agrees to make monthly payments against the secured amount, until the date of the final payment.
• The final payment will be a balloon payment in full of the entire balance of principal and interest outstanding at the maturity date.
• The Note is secured by a mortgage on the borrower's property.
• This Canada Balloon Mortgage Promissory Note template is in MS Word format and is easy to download, edit and print.

When a loan on a property secured by a Deed of Trust is paid back in full, the title must be transferred back to the owner under this California Deed of Reconveyance.

• The provisions of the Deed of Trust require the lender to transfer the title from the trustee back to the borrower, but the borrower is usually responsible for paying the costs of the conveyance.
• The digital file includes a Request for Reconveyance form which the lender uses to instruct the trustee to reconvey the title back to the owner.
• The property is transferred back to the owner without warranty.
• Available in MS Word format.
• Intended to be used only in the State of California.

This California Deed of Trust is based on the Fannie Mae / Freddie Mac form and contains all the required standard and non-standard covenants and provisions.

• A Deed of Trust takes the place of a mortgage in California and is used to secure repayment of a home loan.
• Title to the property is transferred to a neutral third party trustee, who holds the title until the loan is paid or the borrower defaults in payment.
• If a borrower breaches the terms of the Deed of Trust and, after receiving written notice of the breach from the lender, has failed to remedy the breach, the lender can accelerate repayment of the balance owing plus costs.
• The lender has the right to invoke a power of sale and have the trustee sell the property at public auction to the highest bidder.
• Available in MS Word format.
• Intended to be used only in the State of California.

A borrower has failed to make a mortgage payment on time and you have filed the appropriate Notice of Default under California Civil Code S. 2924. Now it's time to file the Final Notice of Default.

• The Final Notice of Default must be filed before you can terminate the contract and start foreclosure, eviction or other legal proceedings.
• The form contains a copy of the appropriate sections of the Civil Code.
• This is a reusable legal form. Just fill in the details for each default event and print.

To purchase the Final Notice of Default, add it to your cart and click the Checkout button. When the payment goes through you can download the form and use it immediately.

Mortgage brokers in California can sign up clients for their services with this customizable contract template.

• The borrower retains the broker as its exclusive agent for obtaining mortgage loan approval from a lender.
• The broker will obtain a credit report and property appraisal, and prepare the loan application.
• Provisions covering the broker's compensation based on the rate and fee combination that the borrower chooses.
• The broker agrees that no hidden compensation will be received from the lender or any other source.
• The borrower agrees to provide the broker with truthful and complete information as required for the purpose of the loan application.
• The broker stipulates that there is no guarantee or promise that the borrower will obtain a mortgage loan as a result of the broker's efforts.
• The parties agree to binding arbitration in the event of a dispute.

You can download the Mortgage Broker Agreement right after you purchase it. See how easy your client paperwork can be with a good digital template!

Has a borrower failed to make a payment on time under their mortgage or contract for deed? You can now serve this Notice of Default under Section 2924 of the California Civil Code.

• The Notice must be filed and served properly before you can take possession of the mortgaged property.
• The Notice instructs the borrower on how to remedy the default, and how many days s/he has to take action.
• The form also contains a copy of the applicable Section of the Civil Code.

The foreclosure process starts here. Get your copy of the California Notice of Default form and start the ball rolling.

Replace the property which is collateral for a mortgage with a different one under this Collateral Substitution Agreement.

• This agreement would be used by a mortgage lender in circumstances where a borrower wants to sell their mortgaged property in order to buy another property of approximately equal value.
• The original real estate property is released from the mortgage.
• The borrower's new property replaces the original one as collateral for the mortgage.
• The provisions of the original promissory note and all other loan documentation remain in full force and effect against the borrower and the new property.
• This is a generic legal document for the United States which does not contain any state-specific references.
• Available in MS Word form, fully editable and reusable.