Financial

Use this Illinois Fixed Rate Mortgage template to secure a home loan for a residential property.

• The mortgage form contains both uniform covenants under federal law and non-uniform covenants under Illinois law.
• The State-specific covenants cover such things as: acceleration of the loan if the borrower defaults; release and satisfaction of the mortgage upon repayment; waiver of homestead rights; and collateral protection insurance.
• The mortgage secures repayment of the principal amount of the loan, plus interest and any costs or charges payable by the borrower.
• You can re-use the template as often as you like. There are no additional license fees or costs.
• Intended to be used only in the State of Illinois.

This Agreement to Buy and Sell Stock is between an Indian stock trader and a client, and sets out the terms on which the trader will buy and sell securities for the client.

• The trader must be a member of the National Stock Exchange of India Ltd. (NSEIL) and National Securities Clearing Corporation Ltd. (NSCCL).
• The client will execute all of its orders for purchasing, selling and redeeming units of mutual fund schemes through the trader.
• The trader will buy and sell the units, pay over funds, deliver units, and supply documentation to the client as required.
• The agreement is subject to SEBI, NSEIL, and NSCCL rules, regulations and guidelines.

If you are a trader, you will find this Agreement to Buy and Sell Stock a convenient and easy means of preparing your client contracts. You can use it as often as your business requires.

When traditional mortgage sources tighten their requirements, some buyers no longer qualify. That's when a vendor assisted solution like this Indiana Contract for Deed is a good alternative.

• A contract for deed can also be used to provide bridge financing.
• The seller essentially takes the role of the mortgage lender and carries the balance of the purchase money.
• The buyer can pay off the balance by (i) monthly payments with interest until all of it is paid, or (ii) monthly payments with interest for a fixed number of payments with a balloon payment at the end.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer is in default.
• Available in MS Word format.
• Intended to be used only in the State of Indiana.

This downloadable Fixed Rate Mortgage template for Indiana makes it easy for mortgage lenders to prepare loan documentation for home loans.

• Besides the standard provisions and covenants required by federal lending laws, the template includes additional provisions in accordance with Indiana Laws:
  • Default, acceleration, and foreclosure.
  • Release of the mortgage once the loan, interest and charges have been paid in full.
  • Waiver of valuation and appraisement.
• If your business offers credit facilities to Indiana homeowners, you should have a copy of this Fixed Rate Mortgage in your electronic documents. Buy, purchase, download, use - it's easy.
• Available in MS Word format.

Prepare an Information Memorandum for a syndicated mortgage investment in Canada with this fully customizable template.

• The offering will be made to Canadian residents who want to invest in the syndicated mortgage. Information contained in the memorandum includes:
  • encumbrances which are allowed to be registered against title to the land,
  • information relating to the land and the proposed development,
  • the corporate history and details of the parties involved (lender, land developer),
  • details of the purchase and sale agreement for the land,
  • details of the co-owner agreement among all the co-owners
  • a warning to investors about the speculative nature of the investment.
• This template is available as a fully editable MS Word document. Intended for use only in Canada.

USA lenders, secure repayment of a loan with this Installment Promissory Note and Confession of Judgment form, which allows the borrower to repay the debt in regular installments.

• In the event that the borrower defaults in payment, the borrower authorizes any attorney or official of the court to enter judgment by confession against the borrower.
• The Note contains an acceleration clause, so that if the borrower defaults in a payment under the Note, the entire balance together with interest becomes immediately due and payable.
• This installment note makes it easier for the borrower to repay the debt by breaking it up into equal payments.
• Available in MS Word format. Download the form immediately after purchasing it.
• Intended to be used only within the United States.

Prepare a Commission Agreement for services rendered by an insurance agent with this template form for Canada.

• The Agreement is between a mutual fund company, a licensed insurance agent and the financial services corporation which employs the agent.
• The mutual fund company agrees to pay commissions for services rendered by the insurance agent.
• In accordance with the Insurance Act, all commissions paid to the agent are earned on behalf of the financial corporation.
• This legal form template is available as a downloadable and fully editable Microsoft Word document.
• Governed by Canadian laws and intended for use only in Canada.

Prepare a Commission Payment Agreement for Insurance Agent with this template form for Canada.

• The Agreement is between an insurance agent and the financial services corporation which employs the agent.
• In accordance with the Insurance Act, all commissions paid to the agent are received by the agent on behalf of the corporation, and will be paid over to the corporation.
• This legal form template is provided in MS Word format and is fully editable.
• Governed by Canadian laws and intended for use only in Canada.

Secure repayment of an interest-free loan with this downloadable Demand Promissory Note for principal only (no interest).

• This type of Promissory Note would most commonly be used when the borrower and the lender have a close relationship, such as family members, when no interest would be charged on the loan balance.
• The form is a generic template which can be used anywhere.
• This Demand Promissory Note with No Interest form is available in MS Word format and is easy to use. Just download, fill in with the details of the transaction, and print.

Extend credit to your customers and secure payment of your accounts with this customizable Inventory Security Agreement for Canadian suppliers.

• The Agreement covers the customer's purchase of inventory, parts and accessories from the supplier.
• The supplier is given a security interest over all of the customer's present and future inventory, accounts, assets and property.
• Title to all inventory supplied remains with the supplier until the customer has paid in full.
• The customer may only sell the goods in the ordinary course of its business.
• This legal contract template is downloadable and editable to fit your business needs.
• Governed by Canadian laws and intended for use only in Canada.