Financial

Create paperwork for your financial transactions and do your tax planning with these downloadable legal forms for buyers and sellers, lenders and borrowers.

  • Buy contracts, agreements and security documents for lending, borrowing and collecting money.
  • Find templates by country, or generic forms that can be used in many areas.
  • Download documents and information to help you manage debt and accounts receivable.
  • Protect your assets and lower your taxes with effective tax planning strategies.
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Utah Deed of Trust

Transfer title to a Utah real estate property from a seller to a trustee with this Utah Deed of Trust.

  • A Deed of Trust is often used instead of a mortgage in the purchase of real estate, except for agricultural land.
  • Under the Deed of Trust, title is conveyed by the seller to a trustee instead of to the purchaser.
  • The trustee holds the title as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
  • If the borrower defaults in payment, the balance becomes due and payable and the trustee may sell the property.
  • The Deed of Trust contains uniform covenants regarding payments, taxes and insurance, care and maintenance of the property, protection of the lender's security, and other standard clauses.
  • The borrower requests copies of any notices of default and sale be sent to the property address, as the borrower's residence address.
  • Available in MS Word format and fully editable to meet your needs.
  • Intended to be used only in the State of Utah.
$17.99

Vermont Contract for Deed

Not all home buyers can qualify for a mortgage loan. This Contract for Deed allows sellers in Vermont to effectively finance the transaction for the buyer.

  • A contract for deed (or purchase money mortgage) allows a buyer to pay the balance of the purchase price over time, with the seller carrying the balance until the last payment is made. The seller effectively becomes the mortgage lender for the transaction.
  • The title deed is held by the seller and will transfer to the buyer once all of the purchase price (plus any applicable interest) has been paid to the seller.
  • The seller has the right to take back the property if the buyer defaults in its payments.
  • The seller can determine whether the balance is to be repaid by monthly payments (with or without interest), or by monthly payments with interest for a fixed number of payments with one final balloon payment at the end.
  • The form is available in MS Word format and is fully editable to fit your exact circumstances.
  • Intended to be used only in the State of Vermont.
$17.99

Vermont Fixed Rate Mortgage Note

Prepare a promissory note for a mortgagor to sign with this Vermont Fixed Rate Mortgage Note form.

  • The loan will be paid by monthly payments of principal and accrued interest.
  • If there is any amount still owing on the maturity date, the borrower will pay the entire outstanding balance.
  • If the borrower is in default under the Note, the note holder has the right to accelerate the loan and demand that the borrower repay the entire loan balance in 30 days.
  • The borrower promises to pay any costs that the note holder incurs in enforcing the Note, including attorneys' fees.
  • This is a downloadable legal form template that is written in plain English.
  • Intended to be used only in the State of Vermont.
$6.29

Vermont Mortgage Form

This is a downloadable standard Mortgage Form for the State of Vermont.

  • The mortgage template contains uniform covenants under federal mortgage regulations which apply to most states.
  • It also contains additional provisions under Vermont law, such as acceleration and sale if the borrower defaults, and waiver of homestead exemption.
  • This is a fixed rate standard form of mortgage for residential properties.
  • Available in MS Word format.
  • Intended to be used only in the State of Vermont.
$17.99

Virginia Contract for Deed

If you are selling a real estate property in Virginia, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).

  • Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
  • Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
  • The seller has the right to take back the property if the buyer defaults in payment.
  • At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
  • This is a MS Word template form and is fully editable to fit your exact circumstances.
  • Intended for use only in the Commonwealth of Virginia.
$17.99

Virginia Deed of Trust

Transfer title to a Virginia property from a seller to a trustee with this Virginia Deed of Trust.

  • A Deed of Trust is often used in place of a mortgage when purchasing real estate. It cannot be used for agricultural land.
  • Under the Deed of Trust, title is conveyed by the seller to a trustee instead of to the purchaser.
  • The trustee holds the title as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
  • If the borrower defaults in payment, the balance becomes due and payable and the trustee may sell the property.
  • The Deed of Trust contains uniform covenants regarding payments, taxes and insurance, care and maintenance of the property, protection of the lender's security, and other standard clauses.
  • The debt secured by the Deed of Trust is subject to being called in full, or the terms being modified in the event of sale or conveyance of the property.
  • This Virginia Deed of Trust form is provided in MS Word format, and is fully editable to meet your needs.
$17.99

Virginia Fixed Rate Note

This template is a fixed rate Promissory Note signed by a borrower in connection with a loan secured by the borrower's property. The form is for loans in Virginia.

  • In addition to the Note, the borrower will execute a Deed of Trust, transferring the title deed to a trustee until the loan is repaid.
  • The borrower will make monthly payments on the outstanding balance of the loan.
  • If the borrower defaults in making the payments, the note holder has the right to accelerate the loan and demand repayment of the entire loan balance in 30 days.
  • The borrower also promises to pay the note holder's costs in enforcing the Note, including reasonable attorneys' fees.
  • The Virginia Fixed Rate Note is prepared in plain language so it is easy to understand.
$6.29

Vital Knowledge for Canadian Retirement Planning

Do you know the 10 most common errors of retirement planning among Canadians? This e-book by Lyle Manery, BA, CLU, CHFC, will help you avoid the pitfalls.

  • Gain knowledge of the many issues which affect your financial future so you can make wise decisions.
  • Estate creation, conservation and distribution are all integral parts of the retirement planning process. These are all covered in this book.
  • Learn about the concepts and programs available in Canada that should be considered when making these important decisions.
  • This guide reflects Canadian tax laws and is intended for Canadian residents.
  • This is a 65-page e-book available in PDF format.
$9.99

Voluntary Petition for Bankruptcy - Individual (USA)

File for bankruptcy as an individual with this free Voluntary Petition Form B101 provided by USCourts.gov.

  • There are three parts to this form:
    • Official Form 101 - Voluntary Petition for Individuals Filing for Bankruptcy (rev. 12/17);
    • Committee Notes - 2017 Committee Note, Historical Notes 1991-2015;
    • Form Instructions - a detailed set of instructions to help you prepare and file the Petition.
  • Voluntary Petition for Individuals Filing for Bankruptcy, US Courts Form B101, effective Dec. 1, 2017.
$0.00

Waiver of Three Day Right of Rescission for New Financing | USA

Prepare a Waiver of Three Day Right of Rescission for New Financing for your customers with this template form.

  • The waiver is signed by a customer in relation to new mortgage financing.
  • The form sets out the customer's legal right to rescind the contract within three business days of the transaction date, and gives the customer the opportunity to waive the right of rescission.
  • The Waiver is governed by federal laws and can be used in any U.S. state.
  • Buy the form once, and it's yours to use as often as you require.
$2.29