Financial

This Installment Promissory Note form is for a loan that is backed by collateral belonging to the borrower.

• The template is for use in Canada only.
• The principal and interest will be repaid by a series of regular fixed (non-variable) installment payments.
• The borrower has the option to prepay the Note, but the lender will charge a prepayment premium (fee) if the loan is paid out before the due date.
• If the borrower defaults in making a payment or becomes bankrupt or insolvent, the entire balance together with interest becomes immediately due and payable.
• If the borrower defaults, the lender has the right to sell the collateral privately or through public auction.

To download the Canada Installment Note with Prepayment Fee, put it in your shopping cart and go through the checkout. You'll be automatically taken to the download page where you can download the form.

Make a private placement offering of common shares and share purchase warrants in several Canadian provinces under the terms of this template Offering Memorandum.

• In this example, the securities are being offered for sale in the Provinces of Alberta, British Columbia and Ontario.
• The sale of units must fall within the minimum and maximum number set in the Offering Memorandum.
• The investment is highly speculative and carries a high degree of risk.
• The securities are issued pursuant to applicable exemptions under the securities legislation in the jurisdictions in which the units are being offered for sale.
• There are restrictions on the resale or transfer of the securities.
• The document also contains sample Warrant Certificate, Transfer of Warrants, and Warrant Exercise forms.

This Offering Memorandum for Common Shares and Share Purchase Warrants is only for use in Canada. You can download the digital file immediately after purchase.

Use this Form 45-103F1 to prepare an offering memorandum for a non-qualifying issuer in Canada (as defined by Multilateral Instrument 45-102, Resale of Securities).

• A non-qualifying issuer is an issuer which has not filed a current Annual Information Form, regardless of whether or not its securities are listed on a Canadian exchange.
• The template comes with a full set of instructions and examples showing you how to complete each section.
• Also included is a Risk Acknowledgement Form (Form 45-103F3).
• The form has been updated as of March 30, 2004.

If you're a non-qualifying issuer, you should use this Form 45-103F1to issue an Offering Memorandum.

Instruct a corporation's transfer agent to issue shares with this template Treasury Order form for Canada.

• The Treasury Order is a directive from a corporation to the trust company acting as its transfer agent and registrar.
• The transfer agent is directed to issue fully paid and non-assessable shares to the parties named in the Treasury Order.
• The file also includes a Direction to Cancel form, to cancel shares that were issued in error.

To obtain the Canada Treasury Order form, add it to your shopping cart. Then go through our secure checkout and download the template to your PC or laptop.

Learn how to prepare a Shareholder Buy-Sell Agreement with this checklist for Canadian companies.

• What would happen to your business if one of the owners dies or is no longer able to work? A Shareholder Buy-Sell Agreement provides for continuity of the business in those events.
• Topics included in the Checklist are:
  • qualification of shares for capital gains exemption;
  • provisions of any existing formal shareholder agreement;
  • terms of purchase or redemption (or both) of a deceased shareholder's shares using proceeds of life insurance policies on the life of the deceased;
  • whether life insurance policies will be held by the corporation, by the other shareholders or by a trustee.
• This is a fully editable legal form in MS Word format which can be customized to fit your circumstances.
• Governed by Canadian tax laws and ntended to be used only in Canada.

Document a loan to an individual or a company doing business in China with this fully editable Loan Agreement template.

• The borrower agrees not to use the loan proceeds for any illegal purposes. If the borrower breaches this covenant. the lender may require immediate repayment of the loan.
• Each of the parties agrees not to disclose any information revealed in connection with the Agreement except with the prior written consent of the disclosing party, unless required for compliance with the laws and regulations of PRC.
• Taxes, fees or expenses payable as a result of the loan will be borne by the party exercising its rights, unless a certain party is otherwise required by law to pay the same.
• This Chinese legal form is available in English language version only. A Chinese translation of the document will also be required for it to be legally enforceable.

Pledge shares in a Chinese company as security for a debt obligation with this template Share Pledge Agreement for China.

• The shareholder of a company pledges to a lender certain shares of stock in the company, to be held by the lender as security to ensure that the company honors its payment obligation to the lender.
• The shareholder pledges the shares and the rights attached to the shares, including the right to receive dividends.
• The shareholder will not transfer, assign, encumber or dispose of the shares without the lender's written consent.
• The shareholder will pay for all of the lender's out of pocket costs and expenses, including legal fees, taxes and stamp duty.

This Share Pledge Agreement for China is provided in MS Word format, and is fully editable to meet your needs. This is an English-language form. A Chinese language version of the document may be required.

Replace the property which is collateral for a mortgage with a different one under this Collateral Substitution Agreement.

• This agreement would be used by a mortgage lender in circumstances where a borrower wants to sell their mortgaged property in order to buy another property of approximately equal value.
• The original real estate property is released from the mortgage.
• The borrower's new property replaces the original one as collateral for the mortgage.
• The provisions of the original promissory note and all other loan documentation remain in full force and effect against the borrower and the new property.
• This is a generic legal document for the United States which does not contain any state-specific references.
• Available in MS Word form, fully editable and reusable.

If you have a buyer for your home who can't qualify for a mortgage, you can carry all or part of the purchase price under this Contract for Deed.

• This legal template is governed by Colorado laws.
• A Contract for Deed is also referred to as a purchase money mortgage, owner financed mortgage, land contract, and installment agreement.
• The buyer has possession of the property as long as he/she is not in default.
• The seller can still sell or mortgage the property, but if the seller fails to make the mortgage payments, the buyer has the right to make them and the seller will reimburse the buyer.
• If the buyer defaults the seller can terminate the agreement and retake possession of the property. All payments made by the buyer are forfeited.
• Available in MS Word format.

Secure a home loan in Colorado with this easy-to-use Deed of Trust form.

• The Deed of Trust is used to secure the loan instead of a mortgage.
• A third party trustee must be named to hold title to the property until the loan, interest and any related charges are paid in full. Colorado law requires this to be a public trustee.
• If the borrower breaches the provisions of the Deed of Trust, the home will be foreclosed.
• The form contains all the necessary standard uniform and non-uniform covenants and provisions required by State and federal laws.
• Available in MS Word format.
• Intended for use only in the State of Colorado.