Mortgage Forms
Before you lend money to someone to buy real estate, secure the loan with these downloadable, customizable Mortgage Forms.
According to Wikipedia.com, the word 'mortgage' is French for 'death contract'. As ominous as that may sound, it merely means that the charge against the land which was created by the mortgage ends (dies) when the debt that it secures is paid or, alternatively, if the property is foreclosed.
Few individuals or businesses can afford to buy real estate without getting a loan to fund the purchase. Because the amount being borrowed is so high, the only collateral of sufficient value that can adequately secure the repayment of the debt is the property itself.
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Massachusetts Residential Mortgage
Secure a home loan for a Massachusetts real estate property with this standard form Residential Mortgage template.
- The Mortgage contains all the uniform standard covenants and provisions required under U.S. federal mortgage lending laws.
- The form also includes non-uniform provisions in accordance with Massachusetts law, such as statutory power of sale on default by the borrower.
- The borrower waives all homestead exemptions and dower rights in the property.
- Available in MS Word format.
- Intended to be used in the Commonwealth of Massachusetts.
$17.99
Michigan Contract for Deed
If you are selling a real estate property in Michigan, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (or purchase money mortgage).
- Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
- Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
- The seller has the right to take back the property if the buyer defaults in payment.
- At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
- This Contract for Deed form is available in MS Word format and is fully editable to fit your exact circumstances.
- Intended to be used only in the State of Michigan.
$17.99
Michigan Residential Mortgage
Secure a loan on a residential single-family home in Michigan with this fixed rate mortgage template.
- The mortgage form contains the standard uniform covenants under federal mortgage lending regulations.
- It also contains additional provisions required by Michigan laws, including acceleration and sale clauses, and release and discharge of the mortgage by the lender when it is paid in full.
- The mortgage secures repayment of the loan in conjunction with a promissory note signed by the borrower.
- This standard form legal template is downloadable and reusable.
- The form is available in MS Word format.
- Intended for use only in the State of Michigan.
$17.99
Minnesota Contract for Deed
Sell a real estate property to a buyer over time under the terms of this Minnesota Contract for Deed.
- Under the terms of this Contract (also known as a land contract), the seller in essence becomes the mortgage lender by allowing the purchaser to pay off the purchase price over time.
- Once the purchaser has paid all of the remaining balance, plus interest, the seller will transfer ownership of the property to the purchaser.
- If the purchaser fails to make the payments, the seller has the right to take back the property and keep all of the money that the purchaser has paid, as liquidated damages.
- By using a Contract for Deed, a Minnesota property owner can secure the outstanding balance owing under the contract.
- Available in MS Word format.
- Intended to be used only in the State of Minnesota.
$17.99
Minnesota Residential Mortgage
Register this Residential Mortgage against a Minnesota real estate property as security from the homeowner for a home equity loan.
- The mortgage form contains the standard uniform covenants under federal mortgage lending regulations.
- It also contains additional provisions required under Minnesota law, such as acceleration and sale clauses and waiver of homestead exemption to ensure that the borrower cannot protect the property against sale by the lender if the borrower defaults.
- The mortgage secures repayment of the loan in conjunction with a promissory note signed by the borrower.
- Add the form to your shopping cart and go through the checkout. You can download the digital file as soon as you've paid.
- Available in MS Word format.
- Intended to be used only in the State of Minnesota.
$17.99
Mississippi Contract for Deed
Sell a real estate property to a buyer over time under the terms of this Mississippi Contract for Deed.
- Under the terms of this Contract (also known as a land contract), the seller in essence becomes the mortgage lender by allowing the purchaser to pay off the purchase price over time.
- Once the purchaser has paid all of the remaining balance, plus interest, the seller will transfer ownership of the property to the purchaser.
- If the purchaser fails to make the payments, the seller has the right to take back the property and keep all of the money that the purchaser has paid, as liquidated damages.
- By using a Contract for Deed, a property owner can secure the outstanding balance owing under the contract.
- Available in MS Word format.
- Intended to be used only in the State of Mississippi.
$17.99
Mississippi Purchase Money Deed of Trust
Transfer title of a Mississippi real estate property from a seller to a trustee with this Mississippi Purchase Money Deed of Trust.
- A Deed of Trust is often used instead of a mortgage in the sale and purchase of real property.
- Title to the property is conveyed to the trustee instead of to the buyer. The title is then held as security to ensure the buyer's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
- If the buyer defaults in payment, the balance becomes due and payable and the trustee may sell the property.
- The buyer is responsible for paying all taxes, assessments, liens and other charges against the property.
- The lender has the right to appoint a successor trustee at any time, at its option.
- This legal form template is provided in MS Word format and is fully editable to meet your needs.
- Intended for use only in the State of Mississippi.
$17.99
Montana Deed of Trust
This Montana Deed of Trust form conveys a real estate property from a seller to a trustee instead of a purchaser, under the Small Tract Financing Act.
- A Deed of Trust is often used instead of a mortgage in the sale and purchase of real property other than agricultural farm land.
- Title to the property is conveyed by the seller to a trustee instead of to the purchaser. The title is then held as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
- If the purchaser defaults in payment, the balance becomes due and payable and the trustee may sell the property.
- The Deed of Trust contains uniform covenants regarding payments, funds for taxes and insurance, prior mortgages, hazard insurance, occupancy as principal residence, care and maintenance of the property, protection of the lender's security, and other standard clauses.
- The property must not exceed 40 acres in area.
- The form includes a Waiver of Homestead Exemption Rights in accordance with State law.
- Available in MS Word format.
- Intended to be used only in the State of Montana.
$19.99
Mortgage Amending or Renewal Agreement | Canada
Amend or renew a mortgage on a residential property in Canada with this Mortgage Amending or Renewal Agreement.
- Any changes to the mortgage, and any renewal of the mortgage, must be done in writing and signed by both parties. The mortgagor (borrower) and mortgagee (lender) agree to renew the mortgage and amend the following provisions of the original loan:
- the term of the renewal period,
- the adjusted interest rate,
- the adjusted payment amount,
- the payment frequency (monthly, weekly, bi-monthly).
- NOTE: This is not a bank form. Each commercial lender has its own forms. This form is for privately placed mortgages.
- Available in MS Word format.
- Intended to be used only in Canada.
$6.49
Mortgage Backing Loan Agreement for Syndicated Investment | Canada
This template is for a mortgage as security to back a loan agreement in a syndicated land investment in Canada.
- The mortgage and the underlying loan agreement form part of a syndicated mortgage transaction.
- The fractional interests are being offered to investors as a means to raise capital for developing the lands being mortgaged.
- The mortgagor can prepay the mortgage in whole or in part at any time, on 30 days notice, without bonus or penalty.
- The mortgagor promises to pay all prior mortgages on the property as they become due. Any default under a prior mortgage will be deemed a default under this mortgage.
- This legal form template is available in MS Word format.
- Intended for use only in Canada.
$29.99
