Loan Transaction Forms

Before you lend money, secure the loan and make sure you get repaid with these loan agreements and supporting documents.

  • Download the templates, fill them in and have them signed before you advance the loan funds.
  • Some forms are country-specific and comply with applicable national, state and provincial legislation. Other forms are generic and can be used in most jurisdictions.
  • If you're lending money to a small business, it is also advisable to obtain Personal Guarantees from the business owners.
  • Also check out our selection of Promissory Notes.

Tips for Getting a Loan Repaid

  1. Don't let personal feelings sway your better judgment. Quite often people who cannot get a loan from a financial institution will turn to family members or close friends to help them out. And you will probably feel a personal obligation to do just that. If you insist they sign a loan agreement or a promissory note, the borrower may resist, insinuating that you don't trust them to repay the money. Do not get drawn into a guilt trip. There's a reason why a bank won't lend them the money, and for that same reason you shouldn't lend them the money either unless they are willing to put everything in writing.

  2. Set the interest rate at a reasonable level. Check with your bank to see what its prime lending rate is, and add another percentage point. That's as good a rate as the borrower could expect to get on a line of credit.

  3. Set attainable payment levels. Make sure the regular payments are high enough to pay off the debt within a reasonable time period, but not so high as to be difficult for the borrower to maintain.

  4. Have the borrower provide enough collateral security to back the loan. Get the borrower to sign over assets which can  be sold if the borrower defaults in repaying the loan. Collateral could include real estate and rents from investment properties, motor vehicles, heavy equipment, valuable collections such as coins or jewelry, stocks, bonds, GICs and other investments.
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      UK Agreement to Compromise Debt

      If a customer owes you money and you are willing to accept payment of a lesser sum in order to settle the debt, you can sign this Agreement to Compromise Debt with the customer.

      • The creditor agrees to accept the lesser sum from the debtor as payment in full.
      • The agreement is conditioned upon the provision that the sum must be paid within a specified time period.
      • If the customer fails to do so, the creditor will have the right to sue the debtor for the full amount of the debt.
      • The agreement is governed by English law and can be used throughout the United Kingdom.

      If your business extends credit to customers, you should have a copy of the UK Agreement to Compromise Debt. Download yours now.

      $2.29

      USA Assignment of Rents and Repurchase Agreement

      Prepare an Assignment of Rents and Repurchase Agreement as security for a loan with this easy-to-use template form for the United States.

      • The borrower (assignor) assigns to the lender the rents due under a lease on a property owned by the borrower, to secure repayment of a loan advanced from the lender.
      • The borrower guarantees payment under the terms of the lease, and on default by the tenant, agrees to repurchase the rights assigned to the lender by paying the total unpaid balance of rental payments.
      • Buy the form once, use as often as required.
      This USA Assignment of Rents and Repurchase Agreement template can be downloaded immediately after purchase.
      $12.49

      USA Environmental Indemnity Agreement

      Any commercial loan transaction which uses business property as security should require an Environmental Indemnity from the borrower, like this template for lenders in the USA.

      • The indemnity specifically covers the real property which the borrower is mortgaging as security for repayment of the loan.
      • The borrower indemnifies the lender against any claims for environmental contamination of or damage to the property or from any violation of federal, state or local environmental regulations.
      • The liability of the borrower as indemnitor will survive the repayment of the loan in perpetuity.
      • The form can be used anywhere in the United States.

      Protect against expensive and onerous legal claims. Download the Environmental Indemnity Agreement for your loans officers.

      $29.99

      USA Interim Loan Servicing Agreement

      This USA Interim Loan Servicing Agreement is a contract for temporary servicing of mortgage loans during a sale transaction.

      • The loan servicer will temporarily service the mortgage loans until the loans have been transferred to the purchaser.
      • The loan servicer acts as an independent contractor on behalf of the purchaser, and will transfer all records and accounts to the purchaser upon termination of the Agreement.
      • The loan servicing activities include collection and remittance of mortgage payments, maintenance of records, reports to the purchaser, maintenance of related escrow accounts, payment of taxes and insurance.
      • The loan servicer will proceed with collection and/or foreclosure proceedings in the event of default in payment of the mortgage loan.
      • All collections, remittances, payments, and record keeping will be done in full compliance with applicable local, state and federal laws.

      To download the USA Interim Loan Servicing Agreement, add it to your shopping cart and check out using one of our available payment methods.

      $29.99

      USA Pledge of Security Collateral to Promissory Note

      USA lenders who require additional collateral security can have their customers sign this Pledge of Security form as part of the loan documentation package.

      • The borrower agrees to pledge personal property for the lender to hold as collateral security to ensure repayment of a loan under a promissory note.
      • If the borrower defaults in payment, the lender has all the rights and remedies of a secured party under the Uniform Commercial Code, and has the right to sell, lease or dispose of the property as it sees fit.
      • Once you have purchased the form, you can customize it for your business and use it over and over. There are no additional licensing or restocking fees.

      If you lend money, you should have this Pledge of Security form on hand for your loans officers. Purchase, download, fill in, print and get a signature - it's easy.

      $12.49

      USA Pledge of Shares of Stock

      Obtain a pledge of shares of stock as security for a loan - have the borrower sign this downloadable form which can be used anywhere in the United States.

      • The shares will be held by the lender as security for repayment of a promissory note.
      • The lender has the authority to direct the company who issued the shares to transfer ownership on the books of the company into the lender's name.
      • The lender agrees not to sell or encumber the shares, or collect dividends on them.
      • The borrower will continue to vote the shares as long as he/she is not in default under the Note.
      • Once the debt is repaid, the shares will be transferred back to the borrower.
      You can download the USA Pledge of Shares form immediately after purchasing it. If your loans office doesn't have this form, get your copy today.
      $12.49