Mortgage Forms
Before you lend money to someone to buy real estate, secure the loan with these downloadable, customizable Mortgage Forms.
According to Wikipedia.com, the word 'mortgage' is French for 'death contract'. As ominous as that may sound, it merely means that the charge against the land which was created by the mortgage ends (dies) when the debt that it secures is paid or, alternatively, if the property is foreclosed.
Few individuals or businesses can afford to buy real estate without getting a loan to fund the purchase. Because the amount being borrowed is so high, the only collateral of sufficient value that can adequately secure the repayment of the debt is the property itself.
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Mortgage Amending or Renewal Agreement | Canada
Amend or renew a mortgage on a residential property in Canada with this Mortgage Amending or Renewal Agreement.
- Any changes to the mortgage, and any renewal of the mortgage, must be done in writing and signed by both parties. The mortgagor (borrower) and mortgagee (lender) agree to renew the mortgage and amend the following provisions of the original loan:
- the term of the renewal period,
- the adjusted interest rate,
- the adjusted payment amount,
- the payment frequency (monthly, weekly, bi-monthly).
- NOTE: This is not a bank form. Each commercial lender has its own forms. This form is for privately placed mortgages.
- Available in MS Word format.
- Intended to be used only in Canada.
$6.49
Mortgage Backing Loan Agreement for Syndicated Investment | Canada
This template is for a mortgage as security to back a loan agreement in a syndicated land investment in Canada.
- The mortgage and the underlying loan agreement form part of a syndicated mortgage transaction.
- The fractional interests are being offered to investors as a means to raise capital for developing the lands being mortgaged.
- The mortgagor can prepay the mortgage in whole or in part at any time, on 30 days notice, without bonus or penalty.
- The mortgagor promises to pay all prior mortgages on the property as they become due. Any default under a prior mortgage will be deemed a default under this mortgage.
- This legal form template is available in MS Word format.
- Intended for use only in Canada.
$29.99
Multistate 1-4 Family Mortgage Rider | USA
This free Fannie Mae/Freddie Mac 1-4 Family Rider is used if you are mortgaging a rental property with 1 to 4 units.
- The Rider should be attached to the mortgage, deed of trust or security deed, to amend and supplement the security instrument.
- The borrower agrees that the mortgage lender can collect the rents on the property if the borrower defaults under the Note. This is called an assignment of rents.
- Form 3170 USA Multistate 1-4 Family Mortgage Rider is a free form which can be downloaded directly from the FannieMae.com website.
$0.00
Multistate Adjustable Rate Mortgage Rider | USA
This free Adjustable Rate Rider (1 Year Treasury Index - Rate Caps) is used to adjust the interest rate and monthly payments under the mortgage note.
- Once it's been signed, the Rider will form part of the mortgage, deed of trust or security deed.
- The borrower agrees that the interest rate may change once in each 12-month period.
- The new rate will be based on a weekly average yield on US Treasury securities adjusted over a 1-year maturity.
- The interest rate will not increase or decrease more than the percentage amount stated in the Rider.
- This Rider is for mortgages on single-family homes.
- Fannie Mae/Freddie Mac Form 3108 USA Multistate Adjustable Rate Mortgage Rider is a free MS Word document from freddiemac.com.
$0.00
Multistate Biweekly Payment Rider | USA
Attach the Multistate Biweekly Payment Rider (Fixed Rate) to the mortgage document when a borrower wants to make the mortgage payments every two weeks instead of monthly.
- The Rider will become part of the mortgage or deed of trust and supplements the provisions of the loan document.
- The form sets out the amount of the biweekly payment, and the late charge that will be paid if a payment is not made in full when it is due.
- This Rider is for fixed rate mortgages on single-family homes in the United States.
- Download a free copy of the Fannie Mae/Freddie Mac Form 3177 Multistate Biweekly Payment Rider (Fixed Rate).
$0.00
Multistate Condominium Mortgage Rider | USA
The USA Multistate Condominium Mortgage Rider should be attached to mortgage documents for single family condominiums.
- The Rider will become part of the mortgage or deed of trust and supplements the provisions of the loan document.
- The borrower agrees to perform all of the obligations under the Declaration, bylaws, and other documents governing the condominium property.
- The owners' association must maintain blanket property insurance and public liability insurance on the condominium project.
- Free downloadable Form 3140 from FreddieMac.com.
$0.00
Multistate Fixed Rate Note (Monthly) | USA
This Monthly Multistate Fixed Rate Note can be used to secure repayment of a mortgage almost anywhere in the United States.
- This is a promissory note. The borrower promises to repay the principal amount of the loan, plus interest at the specified rate.
- Payments will be made monthly and will be applied first to late charges (if any), then to accrued interest, and then to principal.
- The loan will accelerate if the borrower defaults, and the entire amount owing on the loan will become immediately payable, at the option of the lender.
- The Note can be used in conjunction with a mortgage, a deed of trust or a security deed.
- Available in MS Word format.
- Intended to be used onlyl within the United States.
$5.99
Multistate PUD Mortgage Rider | USA
Attach this PUD Mortgage Rider to mortgages for single family residences that are part of a planned unit development (PUD).
- The Rider will become part of the mortgage or deed of trust and supplements the provisions of the loan document.
- The borrower agrees to perform all of its obligations under the Declaration, bylaws, and other documents governing the PUD property, and to pay all dues and assessments when they become due.
- The PUD owners' association must maintain blanket property insurance and public liability insurance on the condominium project.
- If the borrower fails to pay dues and assessments when they become due, the lender may pay them, and they will form part of the debt owed by the borrower.
- Form 3150 USA Multistate Planned Unit Development (PUD) Mortgage Rider is a free download from FreddieMac.com.
$0.00
Multistate Second Home Mortgage Rider | USA
This Second Home Mortgage Rider should accompany every mortgage on a single family residence which the borrower will use only as a second home (including vacation properties).
- Once it has been signed, the Rider becomes part of the mortgage or deed of trust and amends or supplements the provision of the main document.
- The property can only be used by the borrower as a second home, for the exclusive use of the borrower.
- The property must not be used for timesharing or any other form of shared ownership arrangement, and cannot be rented out.
- Free Fannie Mae / Freddie Mac Form 3890 available in PDF format.
$0.00
Nebraska Contract for Deed
A Contract for Deed (also called a land contract) is a form of seller financing that gives Nebraskans who can't qualify for regular mortgage financing a chance to purchase a home.
- The buyer will pay an initial downpayment, and then pay off the balance in regular payments.
- This template contains several alternate provisions for payment options, one with a balloon payment at the end.
- There are also alternate provisions for interest or no interest (for instance, if you were carrying the balance for a family member you might choose not to charge interest).
- You can choose the appropriate clauses for payment of taxes, insurance and assessments, based on whether the purchaser or the seller will be paying those expenses.
- A contract for deed (land contract) allows many more first-time home buyers to get into the property market.
- Available in MS Word format.
- Intended to be used only in the State of Nebraska.
$17.99
