Mortgage Forms

Use this template to prepare a Postponement Agreement between two mortgage lenders holding mortgages on the same property in Nova Scotia.

• The parties agree that the second mortgage will take priority over the first mortgage.
• The first mortgagee agrees to postpone its security, in return for the second mortgagee paying the first mortgagee a specified sum.
• The template can be re-used over and over again, and edited to fit your business' requirements.
• Available in MS Word format.
• Intended to be used only in the Province of Nova Scotia, Canada.

Canadian mortgage lenders require mortgagors to provide a Declaration of Occupancy as part of the documentation for a residential mortgage loan.

• The purchasers declare that they do or will occupy the property as their principal residence and will not turn it into a rental property.
• The mortgage lender will require this Declaration as evidence that the purchasers plan to live on the property, as a condition of granting the mortgage.
• This form can be used in any Canadian province or territory.
• This is a free digital download.

An Installment Land Contract is used when you want to sell a property in Ohio and you plan to finance the purchase by allowing the buyer to pay the purchase price over time.

• An installment contract is also called a Contract for Deed, because at the end of the contract when the buyer has paid all of the amounts due under the contract, the seller transfers the title deed to the buyer.
• This type of contract is often used when selling property to a family member.
• You can only use the land contract for selling a property that has a home built on it, or a mobile home which is attached to the property. You can't use this contract to sell bare land.
• If the buyer fails to keep up the payments or does not perform any of its other obligations, the seller can repossess the property and keep all payments made as liquidated damages.
• The template includes a Lead Paint Disclosure, as required by federal laws.
• Intended to be used only in the State of Ohio.

Write up a Residential Mortgage to secure repayment of a home purchase loan with this fully editable template for Ohio mortgage lenders.

• Mortgage payments will be made in regular periodic instalments of blended principal and interest.
• Unpaid interest becomes part of the principal and bears interest at the mortgage rate.
• The mortgagor must pay all taxes and levies assessed against the property.
• The mortgagor must keep the property insured in an amount and to an extent approved by the mortgagee.
• Contains an acceleration upon default provision, which states that if the mortgagor defaults in any of its obligations, the entire amount of the indebtedness will become immediately due and payable, and the lender may foreclose and sell the property.
• Available as a downloadable MS Word template.
• Intended to be used only in the State of Ohio.

If you are selling a real estate property in Oklahoma, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed.

• A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made.
• The buyer can take possession and live in the home but doesn't own it. Once the price is paid in full, including any agreed interest, the seller conveys title to the buyer.
• You can only use the land contract for selling a property that has a home on it. You can't use this contract to sell bare land.
• If the buyer defaults under the contract, the seller has the right to repossess the property and keep all payments made as liquidated damages.
• The template includes a Lead Paint Disclosure, as required by federal laws.
• Intended for use only in the State of Oklahoma.

Place a mortgage on a residential property with this Oklahoma fixed rate mortgage form.

• The mortgage form contains both uniform (multistate) covenants and non-uniform covenants for foreclosure, discharge of the mortgage when paid in full, and a waiver of homestead exemption pursuant to Oklahoma law.
• The mortgage secures the lender's position in connection with a loan and a promissory note signed by the borrower.
• This is a downloadable and fully editable legal template for single family dwellings.
• This is a standard legal form template in MS Word format.
• Intended for use in the State of Oklahoma.

Prepare an Equitable Mortgage between the owners of a property and a lender with this template form for Ontario.

• The mortgage is security for a loan from the lender to the borrowers.
• The borrowers agree that if they default in repayment of the debt, they will either register a conventional mortgage against the property or sell the property and use the proceeds to pay off the debt.
• The lender has the option to accelerate the loan upon default by the borrowers.
• This legal form template is available in MS Word format.
• Intended only for use in the Province of Ontario, Canada.

Register a mortgage or other charge against land in the Province of Ontario by filing this Form 2 Charge / Mortgage of Land.

• This is a free fill-in PDF form. Download it, fill it in and file it with the Land Title Office.
• Governed by the Ontario Land Registration Reform Act.
• Available directly from the Province of Ontario website.

Use this downloadable template to prepare a set of Standard Charge Terms for a commercial collateral mortgage under Section 9 of the Ontario Land Registration Reform Act.

• You first need to complete and file the Set of Standard Charge Terms with the Land Titles Office, which issues you a filing number.
• Each time you enter into a loan transaction with a borrower which is secured by this type of mortgage, you simply file a Form 2 Charge ⁄ Mortgage of Land which refers to this set of standard terms by filing number.
• This set of standard terms, and any addenda filed with the Form 2, will then govern the loan agreement between the parties.

These Standard Terms for Commercial Collateral Mortgage are a must-have item for any commercial lender in Ontario.

These Standard Charge Terms are for a fixed and variable rate residential mortgage / charge in the Province of Ontario.

• Complete and file the Set of Standard Charge Terms with the Land Titles Office, which issues a filing number.
• Each time you enter into a loan transaction with a borrower which is secured by this type of mortgage, you simply file a Form 2 Charge / Mortgage of Land which refers to this set of standard terms by filing number.
• This set of standard terms, and any addenda filed with the Form 2, will then govern the loan agreement between the parties.
• For use only in the Province of Ontario.