Mortgage Forms
Before you lend money to someone to buy real estate, secure the loan with these downloadable, customizable Mortgage Forms.
According to Wikipedia.com, the word 'mortgage' is French for 'death contract'. As ominous as that may sound, it merely means that the charge against the land which was created by the mortgage ends (dies) when the debt that it secures is paid or, alternatively, if the property is foreclosed.
Few individuals or businesses can afford to buy real estate without getting a loan to fund the purchase. Because the amount being borrowed is so high, the only collateral of sufficient value that can adequately secure the repayment of the debt is the property itself.
Sort by
Display per page
Ontario Standard Terms for Straight Charge / Mortgage
Ontario lenders can use this template form to prepare Standard Charge Terms for a straight charge or mortgage under Section 9 of the Land Registration Reform Act.
- When you file your initial set of Standard Charge Terms with the Land Titles Office, they issue you a filing number.
- Each time you submit a Form 2 Charge / Mortgage of Land to secure a loan, you refer to the filing number.
- That will ensure that the loan agreement secured by the mortgage is governed by this set of standard terms.
- The form is provided in MS Word format and is fully editable and reusable.
- For use only in the Province of Ontario, Canada.
$32.99
Oregon Contract for Deed
If you are selling a real estate property in Oregon, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed.
- A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made.
- Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
- The seller has the right to take back the property if the buyer defaults in payment.
- At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
- Available in MS Word format.
- Intended to be used only in the State of Oregon.
$17.99
Oregon Deed of Trust
Transfer title of an Oregon real estate property from a seller to a trustee with this Oregon Deed of Trust form.
- A Deed of Trust is often used instead of a mortgage for purchasing real property except for agricultural farm land.
- Under the Deed of Trust, title is conveyed by the seller to a trustee instead of to the purchaser. The trustee holds the title as security to ensure the purchaser's performance of its obligations (including payment of the purchase price, maintenance and upkeep of the property, payment of taxes, etc).
- If the borrower defaults in payment, the balance becomes due and payable and the trustee may sell the property.
- The Deed of Trust contains uniform covenants regarding payments, funds for taxes and insurance, prior mortgages, hazard insurance, occupancy as principal residence, care and maintenance of the property, protection of the lender's security, and other standard clauses.
- Attorney's fees payable by a party under the Trust Deed shall include those awarded by an appellate court.
- The Deed secures any advances made by the lender to protect its interest in the property and rights under the Deed.
$17.99
Partial Purchase Agreement for Note and Deed of Trust | USA
Transfer a part interest in a Deed of Trust and underlying promissory note with this Partial Purchase Agreement for Note and Deed of Trust.
- The buyer agrees to purchase the interest without recourse as to the borrower's future financial performance.
- The buyer will be entitled to a specified number of installment payments, following which the interest will revert back to the seller.
- The seller's liability is limited to the seller's residual interest in the Note and Deed of Trust.
- The agreement is conditional upon the buyer obtaining adequate funds to finance the purchase.
- If the seller cancels the agreement prior to closing, the seller must pay a cancellation fee, plus any costs incurred by the buyer.
- The seller indemnifies the buyer against any liability or expense arising from any inaccuracy or breach of any of the seller's representations or warranties.
- Available in MS Word format.
- This template form can be used by lenders anywhere in the United States.
$29.99
Participating Mortgage on Condo Project | Canada
Prepare a Participating Mortgage for a loan on a condominium project in Canada with this template form.
- A participating mortgage is a loan under which the lender (Mortgagee) participates in the revenues of the property.
- A portion of the interest on the loan is to be paid to the Mortgagee annually.
- A further portion of the interest will be paid from the balance of sale proceeds of each of the condo units (if any), after payment of development costs, financing charges and marketing costs.
- The borrower (Mortgagor) will be paid a general and administrative fee for construction and management of the project.
- A further project expense consisting of interest on the equity is to be paid to the developer.
- After one year, the Mortgagor can prepay all or part of the mortgage loan without bonus or penalty.
- Available in MS Word format.
- Intended to be used in Canada.
$44.99
Pennsylvania Contract for Deed
If you are selling a real estate property in Pennsylvania, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (purchase money mortgage).
- Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
- Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
- The seller has the right to take back the property if the buyer defaults in payment.
- At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
- This form is in MS Word format and is fully editable to fit your exact circumstances.
- Intended to be used only in the Commonwealth of Pennsylvania.
$17.99
Pennsylvania Mortgage Form
Place a mortgage on a residential property in Pennsylvania with this fixed rate mortgage form.
- The mortgage form contains both uniform (multistate) covenants under federal mortgage regulations and non-uniform covenants pursuant to Pennsylvania law, including discharge of the mortgage upon payment in full, and provisions for foreclosure of the mortgage if the borrower defaults.
- The mortgage secures the lender's position in connection with a loan and a promissory note signed by the borrower.
- This is a downloadable and fully editable legal template for single family dwellings.
- Available in MS Word format.
- Intended to be used only in the Commonwealth of Pennsylvania.
$17.99
Purchase Agreement for Mortgage | USA
Use this Purchase Agreement to transfer a mortgage and promissory note from one lender to another.
- The agreement is conditional upon the buyer obtaining adequate funds to finance the purchase.
- The buyer will pay for all closing costs, including report and appraisal fees, title examination and insurance.
- If the seller cancels the agreement prior to closing, the seller must pay a cancellation fee, plus any costs incurred by the buyer.
- The seller indemnifies the buyer against any liability or expense arising from any inaccuracy or breach of any warranty or representation made by the seller.
- The seller sells and assigns the note and mortgage without recourse, and the seller assumes no responsibility or liability with respect to the mortgagor's financial performance.
- Available in MS Word format.
- The form can be used throughout the United States.
$17.99
Rhode Island Contract for Deed
If you are selling a real estate property in Rhode Island, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed.
- A contract for deed (or purchase money mortgage) allows a buyer to pay over time, with the seller carrying the balance until the last payment is made. Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
- Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
- The seller has the right to take back the property if the buyer defaults in payment.
- At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
- Available in MS Word format.
- Intended to be used only in the State of Rhode Island.
$17.99
Rhode Island Mortgage Form
Take out a mortgage on a residential property with this Rhode Island fixed rate mortgage form.
- The mortgage form contains both uniform (multistate) covenants under federal mortgage regulations and non-uniform covenants pursuant to Rhode Island law, including discharge of the mortgage upon payment in full, and waiver of homestead exemption, so that the borrower cannot protect the property against possession and sale by the lender if the borrower defaults.
- The mortgage also contains representations with respect to automatic orders in domestic relations cases under Rhode Island General Laws Chapter 15-5.
- This is a standard type of mortgage for single family dwellings.
- Available in MS Word format.
- Intended to be used only in the State of Rhode Island.
$17.99
