Multistate Second Home Mortgage Rider | USA

This Second Home Mortgage Rider should accompany every mortgage on a single family residence which the borrower will use only as a second home (including vacation properties).

• Once it has been signed, the Rider becomes part of the mortgage or deed of trust and amends or supplements the provision of the main document.
• The property can only be used by the borrower as a second home, for the exclusive use of the borrower.
• The property must not be used for timesharing or any other form of shared ownership arrangement, and cannot be rented out.
• Free Fannie Mae / Freddie Mac Form 3890 available in PDF format.