Baby boomers have the freedom and the resources to travel but they are also of an age when they face the very real possibility of incurring medical costs in a foreign country. So how do you indulge your passion for travel while providing for unexpected medical emergencies at the same time?
Do you know what to do if you're involved in an automobile accident? Here is a list of 9 steps you should follow.
Happy Halloween! Time to celebrate all things ghostly and ghouly while we await the arrival of the Great Pumpkin! Halloween should be fun for all, so let's make sure all the little monsters stay safe and happy by following a few basic guidelines.
If you're going to be away from home for holidays or business, hiring a house sitter can protect your home and pets while you're away. And using our ready-made housesitting contracts and checklists makes the process so simple while putting the terms of the agreement down in writing.
It's a nightmare to think about - a roofing contractor working on your house slips and falls off your roof, resulting in serious injuries. You have many sleepless nights wondering if he's going to sue you. What can you do to protect against such risks?
In occupational health and safety lingo, the terms "accident" and "incident" may appear to be interchangeable - but they're not. An incident is any situation that unexpectedly arises in the workplace which has the potential to cause injury, damage or harm. An accident is actually an incident that resulted in someone being injured or damage being done to property.
Those of us who are members of the Baby Boomer generation who are still lucky enough to have one or both parents living are now facing some tough decisions when it comes to caring for our parents. It’s important to help them retain their independence and personal dignity for as long as possible, but if they are reaching a point where they cannot manage everything (whether due to physical or mental deterioration, or a combination of both), it becomes necessary to appoint someone close to them to take over those actions and decisions that they are no longer able to handle.
Oh yes. It's that time of year. No matter how much we wish it would just blow off to somebody else's corner of the world, for the next few months much of the northern hemisphere will have to deal with snow, sleet, ice, slush and cold temperatures, so we might as well just bite the bullet and deal with it.
The first rule of Winter is, if the weather’s bad, STAY OFF THE ROADS. Stay indoors where it’s warm – don’t put yourself or your family at risk. But if you feel you absolutely must go out there, then follow these simple rules which will increase your chances of getting back home safely and frostbite-free.
Wear several layers of loose fitting, lightweight clothing. This traps air pockets between the layers which, when warmed by your body heat, are your best protection against the cold.
Wear mittens instead of gloves. Or better yet, have both with you. Take off the mittens and put on the gloves to perform tasks where you need finger dexterity, such as filling a tire. Bare fingers can get frostbite from handling the metal end of the air hose. (I speak from experience.)
Your ears, like fingers and toes, are very susceptible to frostbite. Wear a toque, wool cap, hood, or warm scarf that you can wrap around your head to cover your ears.
Down-filled clothing, fur (real or fake), wool and fleece all insulate and retain heat well. They also shed moisture, which is important because wet clothing can freeze, forming a layer of ice which reduces body temperature and makes it difficult to move.
The strain from cold temperatures and heavy labor such as shoveling, pushing a car, or walking in deep snow may cause a heart attack in older and less physically fit individuals. If you must undertake strenuous activity, take many rest breaks and keep as warm as you can. Go indoors for your breaks, if at all possible.
Image by H. Cuthill.
